A capable niche card: the reduced FX fee and deep insurance stack are real, but the flat 1% earn and $89 fee make it a specialist pick rather than a default recommendation.
$89 annual fee · First-year net value ≈ $150 · Brim Rewards
Issuer hub · Updated 2026-07-06
Every Brim Financial credit card we track, ranked by Standard Score — a fixed 1¢-per-point Mastercard with a capped foreign transaction fee.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | Brim World Elite Mastercard Brim Financial | 5.2/10 | $89 | ≈ $150 | Brim Rewards | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
A capable niche card: the reduced FX fee and deep insurance stack are real, but the flat 1% earn and $89 fee make it a specialist pick rather than a default recommendation.
$89 annual fee · First-year net value ≈ $150 · Brim Rewards
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Brim Financial card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.