Change log
What changed.
Every material change to our data, in one dated stream: welcome offers as issuers move them, our monthly valuation re-marks, and the corrections log — because a site that tells you when card terms change should show its own changes the same way. Offer movements come straight from our welcome-offer archive; nothing here is written after the fact.
2026-07-12
Correction
Lounge benefits (five reviews)
A source-verification pass on every lounge-access card found four errors in our copy. CIBC Aventura Visa Infinite Privilege: we said unlimited Visa Airport Companion visits; the benefit is six per year. Scotiabank Passport Visa Infinite: we said Priority Pass; the card now uses Visa Airport Companion (same six visits). National Bank World Elite: we said “four annual lounge passes”; the actual benefit is unlimited access to National Bank’s own lounge at Montréal-Trudeau plus a pay-per-visit DragonPass membership. Neo World Elite: we described “real lounge access via DragonPass”; the membership includes no complimentary visits — every entry costs US$32 — so the review no longer carries the lounge-access badge and its perk-usability input was trimmed (Standard Score 5.50 → 5.42). The Amex Platinum reviews also now note the visit caps Amex has announced for January 2027.
Valuation re-mark
Point valuations were re-marked against current award pricing, updating the estimated welcome-offer value on 13 cards (American Express Green Card, Amex Aeroplan Card, Amex Aeroplan Reserve Card, Amex Business Edge Card, Amex Business Platinum Card, Amex Cobalt Card, Amex Gold Rewards Card, Amex Platinum Card (Canada), CIBC Aeroplan Visa Card, RBC British Airways Visa Infinite, TD Aeroplan Visa Infinite, TD Aeroplan Visa Infinite Privilege, TD Aeroplan Visa Platinum Card). The offers themselves didn’t change — our estimate of what the points are worth did. See the Point Valuation Index for the current marks and their basis.
2026-07-11
Correction
BMO Ascend World Elite review
We listed the base earn rate as 2 points per dollar; BMO’s published rate is 1 point per dollar outside the bonus categories. Corrected, and the category caps (5x on the first $15,000 of travel, 3x on the first $10,000 per category) were added here and on three other reviews (SimplyCash Preferred, Momentum Visa Infinite, MBNA Rewards World Elite) where our copy omitted them. The Ascend’s ongoing-value score input was lowered accordingly (Standard Score 6.65 → 6.55).
Correction
Standard Score inputs (three cards)
Consistency fixes from our methodology audit, applied openly rather than silently: Scotiabank Passport Visa Infinite first-year input raised (score 7.15 → 7.45) and its Privilege sibling lowered (6.83 → 6.53) — the pair was inverted relative to their actual first-year economics; CIBC Dividend Visa’s redemption-flexibility input aligned with the Dividend Visa Infinite’s, since the redemption mechanics are identical (score 5.07 → 5.38); Amex Gold Rewards first-year input lowered to reflect the corrected 60,000-point public offer (7.78 → 7.47).
Correction
Amex Gold Rewards review
We listed the welcome offer as up to 90,000 MR points (~$1,800). That figure is the referral-only offer; the public offer is up to 60,000 points (~$1,200). The review, first-year value, and every page citing the bonus have been corrected.
Correction
WestJet points guide and redemption post
Our copy still described WestJet Dollars and said taxes and fees are always paid in cash. WestJet replaced Dollars with WestJet points (1:100) in April 2025, and points can now cover taxes and fees at 105–110 points per dollar. The valuation (a fixed 1¢ per point) was and remains correct; the mechanics copy was out of date.
Correction
No-FX rankings
The Brim World Elite, Rogers Red World Elite, and Rogers Platinum Mastercards appeared on our no-foreign-transaction-fee page despite charging FX fees (Brim caps its fee at 1.5%; the Rogers cards offset the fee with USD earn rates rather than waiving it). All three have been removed from that ranking; their reviews already stated the fees correctly.
Offer change
Amex Gold Rewards Card
Was: Up to 90,000 MR points (30,000 on $4K/3 mo + 5,000/month on $1K monthly spend for 12 months) ($1,800)
Now: Up to 60,000 MR points (5,000/month on $1K monthly spend for 12 months) — the widely promoted 90,000 is a referral-only offer ($1,200)
Offer change
RBC Avion Visa Infinite
Was: Up to 70,000 Avion points (35,000 on approval, 20,000 with spend, 15,000 at anniversary) ($1,120)
Now: Up to 70,000 Avion points (35,000 on approval, 20,000 with spend, 15,000 at anniversary) — offer ends July 15, 2026 ($1,120)
The Standard Brief delivers the week’s changes by email every Monday — read the archive or subscribe below. For how offers are verified and how often each dataset is rechecked, see the methodology and editorial policy.