Category-specific ranking · Updated Oct 12, 2026

Best Desjardins BONUSDOLLARS Credit Cards in Canada

BONUSDOLLARS are dollar-denominated: 1 BONUSDOLLAR is worth $1 toward travel booked with Desjardins or other Desjardins financial products, so earn rate alone decides the ranking. These are every BONUSDOLLARS-earning card we track, ranked.

Top pick

Desjardins Odyssey World Elite Mastercard

A reasonably priced World Elite card for Desjardins members based in or flying through Quebec. The points ceiling and single-airport lounge limit its appeal outside that footprint.

5.3/10See offer Read the full review

$820modelled value over 24 months

Independent.Methods and assumptions are published; compensation never sets the order.·Last reviewed Oct 12, 2026·Full disclosure

Card comparison table
#	Card	Ranking basis	Standard Score	Annual fee	Modelled first year	Currency	Current offer
1	Desjardins Odyssey World Elite Mastercard Desjardins	≈ $820/24 mo	5.3/10	$130	≈ $410	Desjardins BONUSDOLLARS	See offer
2	Desjardins Odyssey Visa Infinite Privilege Desjardins	≈ $538/24 mo	6.2/10	$395	≈ $269	Desjardins BONUSDOLLARS	See offer
3	Desjardins Bonus Visa Desjardins	≈ $370/24 mo	4.3/10	None	≈ $185	Desjardins BONUSDOLLARS	See offer
4	Desjardins Odyssey Gold Visa Desjardins	≈ $302/24 mo	4.7/10	$110	≈ $151	Desjardins BONUSDOLLARS	See offer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Card by card

The ranking, explained

1. Desjardins Odyssey World Elite MastercardTop pick

5.3/10

A reasonably priced World Elite card for Desjardins members based in or flying through Quebec. The points ceiling and single-airport lounge limit its appeal outside that footprint.

Ranking basis $820 modelled value over 24 months

Best for Desjardins members who fly through Montreal-Trudeau and want World Elite travel insurance at a modest fee.

Skip if You're not a Desjardins member, or you don't transit YUL; the lounge access has no value elsewhere.

$130 annual feeModelled first year ≈ $410Desjardins BONUSDOLLARSSee offer

2. Desjardins Odyssey Visa Infinite Privilege

6.2/10

A genuinely strong top-tier card for Desjardins members, let down for everyone else by the fixed-value points ceiling and steep non-member fee.

Ranking basis $538 modelled value over 24 months

Best for Desjardins members who spend heavily on dining, groceries, and travel and want the richest Odyssey tier's lounge access and concierge perks.

Skip if You're not a Desjardins member; the $395 non-member fee is hard to justify against Amex Platinum or Scotiabank Passport Visa Infinite Privilege.

$395 annual feeModelled first year ≈ $269Desjardins BONUSDOLLARSSee offer

3. Desjardins Bonus Visa

4.3/10

The Cash Back Visa paid in BONUSDOLLARS instead of cash. The rates are identical and a BONUSDOLLAR is worth $1, so the choice comes down to redeeming through Desjardins or getting a credit on your account. Most people should take the cash.

Ranking basis $370 modelled value over 24 months

Best for People who want a free Desjardins card and would rather redeem BONUSDOLLARS through Desjardins than receive cash back.

Skip if You'd be just as happy with cash: the Cash Back Visa pays the same rates as a credit to your account.

No annual feeModelled first year ≈ $185Desjardins BONUSDOLLARSSee offer

4. Desjardins Odyssey Gold Visa

4.7/10

The weakest rung of the Odyssey ladder: no welcome offer, no confirmed fee waiver, capped 2% categories, and a 0.65% base rate. The gap to the World Elite Mastercard is small enough that most members should skip straight there.

Ranking basis $302 modelled value over 24 months

Best for Desjardins members whose spend concentrates in the 2% categories and stays under the annual caps.

Skip if Much of your spend falls outside those categories; 0.65% on everything else is weak, and the World Elite Mastercard adds lounge passes and higher rates for $20 more.

$110 annual feeModelled first year ≈ $151Desjardins BONUSDOLLARSSee offer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Benchmark monthly spend: $722 groceries, $279 dining, $250 travel, $200 gas/transit and $800 other. Values use expected informed point valuations, structured caps, modelled welcome conditions and two annual fees where applicable; unstructured perks and benefits are excluded. Use the Card Finder for your own spending.

Bottom line: Desjardins Odyssey World Elite Mastercard leads this category at $820 modelled value over 24 months. Read the full review or see how we score.

Frequently asked questions

Which card leads this ranking?

Desjardins Odyssey World Elite Mastercard leads this ranking on its category-specific modelled value over 24 months of $820. Desjardins Odyssey Visa Infinite Privilege is the closest runner-up. See the full comparison table above for how every card in this category scores.

How is this ranking put together?

24-month value on the published household benchmark. The Standard Score remains visible as editorial context, but it does not override the category's decisive job.