Desjardins · Visa · Desjardins BONUSDOLLARS
Reviewed 2026-07-06 · By The Points Standard editorial team
Desjardins Odyssey Gold Visa
A reasonable stepping-stone card, but the gap to the World Elite Mastercard is small enough that most members should skip straight there.
Standard Score breakdown — Pass
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 4.90/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | $110 |
| Welcome bonus | First-year annual fee waived for the primary cardholder — no separate points bonus confirmed |
| Est. bonus value | ≈ $0 |
| First-year net value | ≈ $180 |
Earn rates
| Restaurants, entertainment, transit, travel, pre-authorized payments | 2% |
| Everything else | 1% |
Why it earns its score
- Mid-tier entry into the Odyssey ladder below World Elite/Infinite Privilege
- 2% BONUSDOLLARS on a broad set of everyday categories
- Travel perks include car rental discounts and lounge day-pass discounts
Where it loses points
- No lounge access — that's reserved for the World Elite tier and above
- BONUSDOLLARS redeem only within the Desjardins travel portal at a fixed ~1¢ rate
- $110 fee competes with the Odyssey World Elite Mastercard, which is only $20 more
Who it's for
Desjardins members who want simple 2% everyday earning without committing to a higher-fee tier.
Who should skip it
You're close to the World Elite Mastercard's $130 fee — it adds lounge passes and higher earn rates for only $20 more.
Included insurance
Travel medical · Trip cancellation/interruption · Flight delay
Source: issuer card page · Last reviewed 2026-07-06. Details change often — confirm current terms with the issuer before applying.