TD · Visa · Aeroplan
Reviewed 2026-07-06 · By The Points Standard editorial team
TD Aeroplan Visa Infinite Privilege
The Visa answer to the Aeroplan Reserve: same core perks with universal acceptance, traded against smaller peak bonuses.
Standard Score breakdown — Strong
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 7.40/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | $599 |
| Welcome bonus | Up to 85,000 Aeroplan points (20,000 on first purchase + 35,000 on $12K/6 mo + 30,000 anniversary on $24K/12 mo) |
| Est. bonus value | ≈ $1,785 |
| First-year net value | ≈ $1,186 |
Earn rates
| Air Canada purchases | 2x |
| Grocery, gas, travel, dining | 1.5x |
| Everything else | 1.25x |
Why it earns its score
- Maple Leaf Lounge access on AC itineraries, on a Visa
- Priority airport services and free first checked bag
- NEXUS rebate; Visa acceptance everywhere
Where it loses points
- High spend tiers to unlock the full bonus
- Amex Aeroplan Reserve's bonuses run larger when elevated
Who it's for
Air Canada regulars who want premium Aeroplan perks without Amex acceptance issues.
Who should skip it
Your spend can't reach the bonus tiers — the mid-tier TD Aeroplan VI keeps most of the useful perks.
Included insurance
Travel medical · Trip cancellation/interruption · Flight/baggage delay · Rental car coverage
Source: issuer card page · Last reviewed 2026-07-06. Details change often — confirm current terms with the issuer before applying.