The Visa answer to the Aeroplan Reserve: same core perks with universal acceptance, traded against smaller peak bonuses.
$599 annual fee · First-year net value ≈ $1,016 · Aeroplan
Issuer hub · Updated 2026-08-10
TD Credit Cards in Canada
Every TD credit card we track, ranked by Standard Score — Aeroplan Visas and TD Rewards earners, with the fee math and welcome-offer value shown for each.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | TD Aeroplan Visa Infinite Privilege TD | 7.4/10 | $599 | ≈ $1,016 | Aeroplan | See offer |
| 2 | TD Cash Back Visa Infinite TD | 7.1/10 | $139 | ≈ $500 | Cash back | See offer |
| 3 | TD Aeroplan Visa Infinite TD | 6.9/10 | $139 | ≈ $515 | Aeroplan | See offer |
| 4 | TD Business Travel Visa Card TD | 6.1/10 | $149 | ≈ $1,039 | TD Rewards | See offer |
| 5 | TD First Class Travel Visa Infinite TD | 6.0/10 | $139 | ≈ $730 | TD Rewards | See offer |
| 6 | TD Platinum Travel Visa Card TD | 5.6/10 | $89 | ≈ $330 | TD Rewards | See offer |
| 7 | TD Aeroplan Visa Platinum Card TD | 5.5/10 | $89 | ≈ $420 | Aeroplan | See offer |
| 8 | TD Rewards Visa Card TD | 5.0/10 | None | ≈ $200 | TD Rewards | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every TD card, ranked
A competent cash-back card whose real differentiator is the bundled Auto Club membership. Usually second to the CIBC Dividend on pure rates.
$139 annual fee · First-year net value ≈ $500 · Cash back
The default Aeroplan card for most Canadians. Not a big earner, but the checked-bag benefit and redemption perks make it an easy hold for AC loyalists.
$139 annual fee · First-year net value ≈ $515 · Aeroplan
A budget-friendly way to add travel insurance and expense controls to a small business, capped by the same low-value points ceiling as its personal counterpart.
$149 annual fee · First-year net value ≈ $1,039 · TD Rewards
A first-year-value play: the bonus plus fee waiver is genuinely large, but the ongoing program is portal-locked and mediocre.
$139 annual fee · First-year net value ≈ $730 · TD Rewards
A capable mid-tier TD Rewards travel card with excellent everyday accelerators. The missing emergency medical coverage is the notable gap for a card called 'Travel'.
$89 annual fee · First-year net value ≈ $330 · TD Rewards
An entry-level on-ramp to Aeroplan, not a destination card. Most flyers should graduate to the Visa Infinite once the bag perk pays for itself.
$89 annual fee · First-year net value ≈ $420 · Aeroplan
A solid no-fee TD Rewards earner. The 3x grocery/dining/transit rate is genuinely good; just redeem through Expedia For TD to get full value.
No annual fee · First-year net value ≈ $200 · TD Rewards
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every TD card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.