Program guides · Index updated 2026-08-01
What every program’s points are worth.
One guide per loyalty currency we track: the Standard value, the easy floor, the redemptions to chase and avoid, and a calculator for your balance. All numbers come from The Points Standard Index, refreshed monthly.
All guides
Aeroplan Points Value
Canada's deepest flight currency: partner-award sweet spots, the dynamic-pricing trap, and a calculator for your balance.
Easy floor 1.00¢ · read the guideAmex Membership Rewards Value
The transfer currency: why the 1:1 Aeroplan transfer sets the ceiling and a statement-credit floor sets the safety net.
Easy floor 1.00¢ · read the guideRBC Avion Points Value
A chart currency: when the Air Travel Redemption Schedule beats 1¢, and when to pay cash instead.
Easy floor 1.00¢ · read the guideBritish Airways Avios Value
The specialist's currency: short-haul partner awards near 3¢, surcharge traps everywhere else.
Easy floor 0.80¢ · read the guideCIBC Aventura Points Value
A chart currency with a safety net: how the Flight Rewards chart adds upside over the 1¢ travel floor.
Easy floor 1.00¢ · read the guideScene+ Points Value
The simplest major currency: a flat 1¢ everywhere it matters — and why that changes which card you pick.
Easy floor 1.00¢ · read the guideBMO Rewards Points Value
The honest math on big headline bonuses: a fixed 150 points = $1 on travel, and no transfer upside.
Easy floor 0.67¢ · read the guideTD Rewards Points Value
The portal currency behind TD's six-figure bonuses: a fixed 200 points = $1 via Expedia for TD, and why the headline numbers shrink in dollars.
Easy floor 0.50¢ · read the guideWestJet Points Value
The most literal currency in Canada: a fixed 1¢ per point on WestJet fares — and since 2025, points can cover the taxes too.
Easy floor 1.00¢ · read the guideMarriott Bonvoy Points Value
A hotel chart currency: why the headline 1.8¢ figure for flagship properties isn't what typical redemptions actually pay.
Easy floor 0.70¢ · read the guidePC Optimum Points Value
Canada's biggest loyalty currency, and its most literal: a fixed 0.1¢ per point (10,000 = $10) at Loblaw banners and Shoppers — no chart, no transfer, no surprises.
Easy floor 0.10¢ · read the guideNational Bank Rewards Points Value
Worth 1¢ booked through the À la carte travel portal — but barely 0.4¢ as a statement credit. The redemption you choose is the whole game.
Easy floor 0.40¢ · read the guideAsia Miles Points Value
Cathay Pacific's transferable currency: business-class oneworld sweet spots near 3¢, a surcharge trap on the wrong carriers, and why we mark it at 1.5¢ after two years of chart hikes.
Easy floor 0.70¢ · read the guideMoving points between programs? The transfer-partners guide lists every ratio we track — it lives in this section but wasn’t linked from it, so it was reachable only by knowing the URL.
Want the cross-program view? The points value calculator converts one balance across every currency we track, and the Index shows the full table with trends.