Program guides · Index updated 2026-07-01

What every program's points are worth.

One guide per loyalty currency we track: the Standard value, the easy floor, the redemptions to chase and avoid, and a calculator for your balance. All numbers come from The Points Standard Index, refreshed monthly.

All guides

Standard value 2.10¢ · floor 1.00¢

Aeroplan Points Value

Canada's deepest flight currency: partner-award sweet spots, the dynamic-pricing trap, and a calculator for your balance.

Standard value 2.00¢ · floor 1.00¢

Amex Membership Rewards Value

The transfer currency: why the 1:1 Aeroplan transfer sets the ceiling and a statement-credit floor sets the safety net.

Standard value 1.60¢ · floor 1.00¢

RBC Avion Points Value

A chart currency: when the Air Travel Redemption Schedule beats 1¢, and when to pay cash instead.

Standard value 1.70¢ · floor 0.80¢

British Airways Avios Value

The specialist's currency: short-haul partner awards near 3¢, surcharge traps everywhere else.

Standard value 1.25¢ · floor 1.00¢

CIBC Aventura Points Value

A chart currency with a safety net: how the Flight Rewards chart adds upside over the 1¢ travel floor.

Standard value 1.00¢ · floor 1.00¢

Scene+ Points Value

The simplest major currency: a flat 1¢ everywhere it matters — and why that changes which card you pick.

Standard value 0.67¢ · floor 0.67¢

BMO Rewards Points Value

The honest math on big headline bonuses: a fixed 150 points = $1 on travel, and no transfer upside.

Standard value 0.50¢ · floor 0.50¢

TD Rewards Points Value

The portal currency behind TD's six-figure bonuses: a fixed 200 points = $1 via Expedia for TD, and why the headline numbers shrink in dollars.

Standard value 1.00¢ · floor 1.00¢

WestJet Dollars Value

The most literal currency in Canada: dollar-for-dollar on base fares, cash-only taxes, one airline.

Want the cross-program view? The points value calculator converts one balance across every currency we track, and the Index shows the full table with trends.