Head to head · Reviewed 2026-07-06 · By The Points Standard editorial team

Amex Aeroplan Reserve Card vs TD Aeroplan Visa Infinite Privilege

Two cards, one Standard Score rubric. The Amex Aeroplan Reserve Card scores higher overall at 7.7/10 — but the right pick depends on which components match your spending.

How we make money & how we rank: rankings are set by the Standard Score, never by compensation. Some card links may become referral links; that never changes a card's score or position. Full disclosure. Last reviewed: 2026-07-06.
Amex Aeroplan Reserve CardTD Aeroplan Visa Infinite Privilege
Standard Score7.7/10 · Excellent7.4/10 · Strong
Annual fee$599$599
Welcome bonusUp to 150,000 Aeroplan points (70,000 on $7.5K/3 mo + 40,000 on $45K in the first year + 40,000 in months 15-17) — offer ends July 28, 2026Up to 85,000 Aeroplan points (20,000 on first purchase + 35,000 on $12K/6 mo + 30,000 anniversary on $24K/12 mo)
Est. bonus value$3,150$1,785
First-year net value$1,710$1,186
Earn rates
  • 3xAir Canada and Air Canada Vacations
  • 2xDining and food delivery
  • 1.25xEverything else
  • 2xAir Canada purchases
  • 1.5xGrocery, gas, travel, dining
  • 1.25xEverything else
Points currencyAeroplanAeroplan
No FX feesNoNo
Lounge accessYesYes

Where the Amex Aeroplan Reserve Card wins

  • First-year value — scores 9.5/10 on this component

Where the TD Aeroplan Visa Infinite Privilege wins

  • Low friction — scores 7.5/10 on this component

The verdict

Same $599 fee, same core Air Canada perks — Maple Leaf Lounges, priority services, free first bag. The Reserve's elevated bonuses run larger, while the TD earns Aeroplan on a Visa accepted everywhere Amex isn't. Bonus-chasers take the Reserve; people who want their premium card to work at every till take the TD.

Read the full reviews: Amex Aeroplan Reserve Card and TD Aeroplan Visa Infinite Privilege, or see how both rank in Best Travel Credit Cards in Canada.