Head to head · Reviewed 2026-10-04 by The Points Standard

Amex Aeroplan Reserve Card vs TD Aeroplan Visa Infinite Privilege

Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite Privilege scores higher overall at 7.3/10, but the right pick depends on which components match your spending.

Independent.Methods and assumptions are published; compensation never sets the order.·Last reviewed 2026-10-04·Full disclosure

The verdict

Strong

Same $599 fee, same core Air Canada perks: Maple Leaf Lounges, priority services, free first bag. The Reserve's elevated bonuses run larger, while the TD earns Aeroplan on a Visa accepted everywhere Amex isn't. Bonus-chasers take the Reserve; people who want their premium card to work at every till take the TD.

See offer · current TD Aeroplan Visa Infinite Privilege offer, direct from the issuer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Side-by-side comparison
Amex Aeroplan Reserve CardTD Aeroplan Visa Infinite Privilege
Standard Score6.9/10 · Strong7.3/10 · Strong
Annual fee$599$599
Welcome bonusUp to 85,000 Aeroplan points (60,000 on $7.5K/3 mo + 25,000 on $2.5K in month 13)Up to 100,000 Aeroplan points (20,000 on first purchase + 30,000 on $12K/6 mo + 50,000 anniversary on $24K/12 mo)
Est. bonus value≈ $1,615≈ $1,900
First-year net value≈ $719≈ $921
Earn rates
  • 3x: Air Canada and Air Canada Vacations
  • 2x: Dining and food delivery
  • 1.25x: Everything else
  • 2x: Air Canada purchases
  • 1.5x: Grocery, gas, travel, dining
  • 1.25x: Everything else
Points currencyAeroplanAeroplan
No FX feesNoNo
Lounge accessYesYes

Where the Amex Aeroplan Reserve Card wins

No component wins: its rival scores at least as well on every Standard Score component.

Where the TD Aeroplan Visa Infinite Privilege wins

  • First-year value: scores 7.5/10 on this component
  • Low friction: scores 7.5/10 on this component

Read the full reviews: Amex Aeroplan Reserve Card and TD Aeroplan Visa Infinite Privilege, or see how both rank in Best Travel Credit Cards in Canada.

What the points are worth in dollars: Aeroplan Points Value. Each has a calculator for your balance.