Amex Aeroplan Reserve Card vs TD Aeroplan Visa Infinite Privilege
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite Privilege scores higher overall at 7.4/10 — but the right pick depends on which components match your spending.
The verdict
StrongSame $599 fee, same core Air Canada perks — Maple Leaf Lounges, priority services, free first bag. The Reserve's elevated bonuses run larger, while the TD earns Aeroplan on a Visa accepted everywhere Amex isn't. Bonus-chasers take the Reserve; people who want their premium card to work at every till take the TD.
See offer · current TD Aeroplan Visa Infinite Privilege offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| Amex Aeroplan Reserve Card | TD Aeroplan Visa Infinite Privilege | |
|---|---|---|
| Standard Score | 6.9/10 · Strong | 7.4/10 · Strong |
| Annual fee | $599 | $599 |
| Welcome bonus | Up to 85,000 Aeroplan points (60,000 on $7.5K/3 mo + 25,000 on $2.5K in month 13) | Up to 85,000 Aeroplan points (20,000 on first purchase + 35,000 on $12K/6 mo + 30,000 anniversary on $24K/12 mo) |
| Est. bonus value | ≈ $1,615 | ≈ $1,615 |
| First-year net value | ≈ $719 | ≈ $1,016 |
| Earn rates |
|
|
| Points currency | Aeroplan | Aeroplan |
| No FX fees | No | No |
| Lounge access | Yes | Yes |
Where the Amex Aeroplan Reserve Card wins
No component wins — its rival scores at least as well on every Standard Score component.
Where the TD Aeroplan Visa Infinite Privilege wins
- First-year value — scores 8.0/10 on this component
- Low friction — scores 7.5/10 on this component
Read the full reviews: Amex Aeroplan Reserve Card and TD Aeroplan Visa Infinite Privilege, or see how both rank in Best Travel Credit Cards in Canada.