Category-specific ranking · Updated Oct 4, 2026

Best RBC Avion Credit Cards in Canada

Avion pays off on the Air Travel Redemption Schedule, especially on short-haul flights; outside of that chart, it drops to roughly 1¢ per point via gift cards. These are the personal Avion-earning cards we track, ranked (business cards are ranked separately). See our Avion points value guide for the chart math.

Top pick

RBC ION+ Visa

A starter card that earns like a premium one: 3x Avion points on most everyday spending for $48 a year. The Avion Visa Infinite adds a bigger bonus and travel insurance, not a better everyday earn rate.

6.5/10See offer Read the full review

$2,138modelled value over 24 months

Independent.Methods and assumptions are published; compensation never sets the order.·Last reviewed Oct 4, 2026·Full disclosure

Card comparison table
#	Card	Ranking basis	Standard Score	Annual fee	Modelled first year	Currency	Current offer
1	RBC ION+ Visa RBC	≈ $2,138/24 mo	6.5/10	$48	≈ $1,181	RBC Avion	See offer
2	RBC Avion Visa Infinite Privilege RBC	≈ $1,882/24 mo	6.8/10	$399	≈ $1,021	RBC Avion	See offer
3	RBC Avion Visa Infinite RBC	≈ $1,768/24 mo	7.2/10	$120	≈ $1,204	RBC Avion	See offer
4	RBC ION Visa RBC	≈ $1,266/24 mo	5.5/10	None	≈ $745	RBC Avion	See offer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Card by card

The ranking, explained

1. RBC ION+ VisaTop pick

6.5/10

Ranking basis $2,138 modelled value over 24 months

Best for Younger or newer-to-credit applicants who want an entry point into the Avion points ecosystem for a low fee.

Skip if Most of your spending falls outside groceries, dining, gas, transit and streaming, or you want the Avion Visa Infinite's bigger bonus and travel insurance.

$48 annual feeModelled first year ≈ $1,181RBC AvionSee offer

2. RBC Avion Visa Infinite Privilege

6.8/10

A step-up card that mostly makes sense during elevated offers or for clients who value the lounge access; otherwise the standard Infinite is the smarter Avion play.

Ranking basis $1,882 modelled value over 24 months

Best for RBC premium clients who want lounge access and a bigger Avion bonus inside their existing bank.

Skip if The standard Avion Infinite captures most of the program's value at 30% of the fee.

$399 annual feeModelled first year ≈ $1,021RBC AvionSee offer

3. RBC Avion Visa Infinite

7.2/10

A dependable flexible-points program with sneaky-good chart redemptions. Strongest inside the RBC ecosystem; middling as a pure earner.

Ranking basis $1,768 modelled value over 24 months

Best for RBC clients who take short-haul North American flights and will use the redemption chart.

Skip if You want maximum earn per dollar; Amex MR cards accumulate faster.

$120 annual feeModelled first year ≈ $1,204RBC AvionSee offer

4. RBC ION Visa

5.5/10

The cleanest free on-ramp to RBC Avion. Upgrade to the ION+ once your spend justifies the fee.

Ranking basis $1,266 modelled value over 24 months

Best for Anyone who wants to start earning transferable Avion points with zero annual fee.

Skip if You spend enough to justify the ION+'s $48 fee; its higher earn rate and added perks pay for themselves quickly.

No annual feeModelled first year ≈ $745RBC AvionSee offer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Benchmark monthly spend: $722 groceries, $279 dining, $250 travel, $200 gas/transit and $800 other. Values use expected informed point valuations, structured caps, modelled welcome conditions and two annual fees where applicable; unstructured perks and benefits are excluded. Use the Card Finder for your own spending.

Bottom line: RBC ION+ Visa leads this category at $2,138 modelled value over 24 months. Read the full review or see how we score.

Frequently asked questions

Which card leads this ranking?

RBC ION+ Visa leads this ranking on its category-specific modelled value over 24 months of $2,138. RBC Avion Visa Infinite Privilege is the closest runner-up. See the full comparison table above for how every card in this category scores.

How is this ranking put together?

24-month value on the published household benchmark. The Standard Score remains visible as editorial context, but it does not override the category's decisive job.