RBC · Visa · RBC Avion
Reviewed 2026-07-06 · By The Points Standard editorial team
RBC Avion Visa Infinite Privilege
A step-up card that mostly makes sense during elevated 100K offers or for clients who value the lounge access; otherwise the standard Infinite is the smarter Avion play.
Standard Score breakdown — Strong
Six weighted components, each rated 0–10. "Contributes" is the rating × weight — add all six and you get the 6.65/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
The numbers
| Annual fee | $399 |
| Welcome bonus | Up to 100,000 Avion points (35,000 on approval + 20,000 with spend + 45,000 at second anniversary) — offer ends July 15, 2026 |
| Est. bonus value | ≈ $1,600 |
| First-year net value | ≈ $480 |
Earn rates
| Travel | 1.25x |
| Everything else | 1.25x |
Why it earns its score
- Larger Avion bonuses than the standard Infinite
- Airport lounge access via Visa Airport Companion
- Premium Avion redemption schedule and elevated transfer promos
Where it loses points
- $399 fee against a program whose chart advantage is strongest on cheap short-haul flights
- Earn rates barely beat the $120 Infinite
- 45,000 of the 100,000-point bonus only lands at the second anniversary — most of the headline value is a year-two payoff
Who it's for
RBC premium clients who want lounge access and a bigger Avion bonus inside their existing bank.
Who should skip it
The standard Avion Infinite captures most of the program's value at 30% of the fee.
Included insurance
Travel medical · Trip cancellation/interruption · Flight delay · Mobile device insurance · Rental car coverage
Source: issuer card page · Last reviewed 2026-07-06. Details change often — confirm current terms with the issuer before applying.