Issuer hub · Updated 2026-07-15

RBC Credit Cards in Canada

Every RBC credit card we track, ranked by Standard Score — Avion, WestJet, and Avios earners across Visa and Mastercard, with the fee math shown for each.

Independent.Ranked by the Standard Score, never by compensation.·Last reviewed 2026-07-15·Full disclosure

#CardStandard ScoreAnnual feeFirst-year net valueCurrencyCurrent offer
1WestJet RBC World Elite Mastercard
RBC
7.0/10$139$460WestJet pointsSee offer
2RBC Avion Visa Infinite
RBC
6.7/10$120$440RBC AvionSee offer
3RBC Visa Business Platinum Avion
RBC
6.6/10$120$460RBC AvionSee offer
4RBC British Airways Visa Infinite
RBC
6.4/10$165$795British Airways AviosSee offer
5RBC Avion Visa Infinite Privilege
RBC
6.3/10$399$161RBC AvionSee offer
6RBC ION+ Visa
RBC
5.8/10$48$508RBC AvionSee offer
7RBC ION Visa
RBC
5.5/10None$260RBC AvionSee offer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Every RBC card, ranked

One of Canada's best airline keeper cards if (and only if) WestJet is your carrier. The companion voucher is the whole business case.

$139 annual fee · First-year net value ≈ $460 · WestJet points

A dependable flexible-points program with sneaky-good chart redemptions. Strongest inside the RBC ecosystem; middling as a pure earner.

$120 annual fee · First-year net value ≈ $440 · RBC Avion

A functional expense-management card first, a points earner second. The expense tools are the real selling point, not the earn rate.

$120 annual fee · First-year net value ≈ $460 · RBC Avion

A specialist's card: the bonus is genuinely valuable in the right hands, and close to pointless in the wrong ones.

$165 annual fee · First-year net value ≈ $795 · British Airways Avios

A step-up card that mostly makes sense during elevated 100K offers or for clients who value the lounge access; otherwise the standard Infinite is the smarter Avion play.

$399 annual fee · First-year net value ≈ $161 · RBC Avion

A sensible starter card into a real points program, not a toy loyalty card. Graduate to the Avion Visa Infinite once your credit profile allows it.

$48 annual fee · First-year net value ≈ $508 · RBC Avion

The cleanest free on-ramp to RBC Avion. Upgrade to the ION+ once your spend justifies the fee.

No annual fee · First-year net value ≈ $260 · RBC Avion

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Every RBC card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.