Head to head · Reviewed 2026-07-06 · By The Points Standard editorial team
TD Aeroplan Visa Infinite vs TD Aeroplan Visa Infinite Privilege
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite Privilege scores higher overall at 7.4/10 — but the right pick depends on which components match your spending.
How we make money & how we rank: rankings are set by the Standard Score, never by compensation. Some card links may become referral links; that never changes a card's score or position. Full disclosure. Last reviewed: 2026-07-06.
| TD Aeroplan Visa Infinite | TD Aeroplan Visa Infinite Privilege | |
|---|---|---|
| Standard Score | 7.4/10 · Strong | 7.4/10 · Strong |
| Annual fee | $139 (Rebated in the first year (current offer)) | $599 |
| Welcome bonus | Up to 40,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 15,000 anniversary on $12K/12 mo), plus a first-year fee rebate | Up to 85,000 Aeroplan points (20,000 on first purchase + 35,000 on $12K/6 mo + 30,000 anniversary on $24K/12 mo) |
| Est. bonus value | ≈ $840 | ≈ $1,785 |
| First-year net value | ≈ $880 | ≈ $1,186 |
| Earn rates |
|
|
| Points currency | Aeroplan | Aeroplan |
| No FX fees | No | No |
| Lounge access | No | Yes |
Where the TD Aeroplan Visa Infinite wins
- Perk usability — scores 8.5/10 on this component
- Low friction — scores 8.5/10 on this component
Where the TD Aeroplan Visa Infinite Privilege wins
- Ongoing value — scores 7.0/10 on this component
The verdict
The Privilege more than quadruples the fee, and what it buys is lounge access and a bigger bonus — the checked-bag perk and preferred Aeroplan pricing that carry most of the value are on both cards. Unless you fly Air Canada often enough to use Maple Leaf Lounges regularly, the $139 Infinite is the smarter hold.
Read the full reviews: TD Aeroplan Visa Infinite and TD Aeroplan Visa Infinite Privilege, or see how both rank in Best Travel Credit Cards in Canada.