TD Aeroplan Visa Infinite vs TD Aeroplan Visa Infinite Privilege
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite Privilege scores higher overall at 7.4/10 — but the right pick depends on which components match your spending.
The verdict
StrongThe Privilege more than quadruples the fee, and what it buys is lounge access and a bigger bonus — the checked-bag perk and preferred Aeroplan pricing that carry most of the value are on both cards. Unless you fly Air Canada often enough to use Maple Leaf Lounges regularly, the $139 Infinite is the smarter hold.
See offer · current TD Aeroplan Visa Infinite Privilege offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| TD Aeroplan Visa Infinite | TD Aeroplan Visa Infinite Privilege | |
|---|---|---|
| Standard Score | 6.9/10 · Strong | 7.4/10 · Strong |
| Annual fee | $139 (Rebated in the first year (current offer)) | $599 |
| Welcome bonus | Up to 40,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 15,000 anniversary on $12K/12 mo), plus a first-year fee rebate | Up to 85,000 Aeroplan points (20,000 on first purchase + 35,000 on $12K/6 mo + 30,000 anniversary on $24K/12 mo) |
| Est. bonus value | ≈ $760 | ≈ $1,615 |
| First-year net value | ≈ $515 | ≈ $1,016 |
| Earn rates |
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| Points currency | Aeroplan | Aeroplan |
| No FX fees | No | No |
| Lounge access | No | Yes |
Where the TD Aeroplan Visa Infinite wins
- Perk usability — scores 8.5/10 on this component
- Low friction — scores 8.5/10 on this component
Where the TD Aeroplan Visa Infinite Privilege wins
- First-year value — scores 8.0/10 on this component
- Ongoing value — scores 7.0/10 on this component
Read the full reviews: TD Aeroplan Visa Infinite and TD Aeroplan Visa Infinite Privilege, or see how both rank in Best Travel Credit Cards in Canada.