A quietly strong everyday earner with the market's broadest 5x list. The birthday bonus rewards loyalty in a way few cards do.
$120 annual fee · First-year net value ≈ $400 · MBNA Rewards
Issuer hub · Updated 2026-07-29
MBNA Credit Cards in Canada
Every MBNA credit card we track, ranked by Standard Score — MBNA Rewards, cash-back, and low-rate Mastercards, with the fee math shown for each.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | MBNA Rewards World Elite Mastercard MBNA | 6.7/10 | $120 | ≈ $400 | MBNA Rewards | See offer |
| 2 | Amazon.ca Rewards Mastercard MBNA | 5.6/10 | None | ≈ $300 | Cash back | See offer |
| 3 | MBNA Rewards Platinum Plus Mastercard MBNA | 4.8/10 | None | ≈ $120 | MBNA Rewards | See offer |
| 4 | MBNA Smart Cash Platinum Plus Mastercard MBNA | 4.7/10 | None | ≈ $160 | Cash back | See offer |
| 5 | MBNA True Line Gold Mastercard MBNA | 3.5/10 | $39 | ≈ -$39 | None (no rewards) | See offer |
| 5 | MBNA True Line Mastercard MBNA | 3.5/10 | None | ≈ $0 | None (no rewards) | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every MBNA card, ranked
A well-targeted no-fee co-brand for Amazon-heavy households, especially Prime members, thanks to the FX cash-back offset most no-fee cards don't offer.
No annual fee · First-year net value ≈ $300 · Cash back
A capable no-fee everyday earner with an unusually broad 2x list and a birthday bonus. Redeem for travel to get the most from the points.
No annual fee · First-year net value ≈ $120 · MBNA Rewards
A no-fee card whose 5%-for-6-months gas/grocery intro is its main draw. The $500 cap and 0.5% base limit its long-term value.
No annual fee · First-year net value ≈ $160 · Cash back
The lowest fixed rate you can simply apply for in Canada. Worth $39 exactly when the balance is big enough — do that one division before choosing it over its free sibling.
$39 annual fee · First-year net value ≈ -$39 · None (no rewards)
The benchmark low-interest card: $0 fee, a fixed 12.99%, and a usable balance-transfer window. If interest cost is the problem, this is the standard answer.
No annual fee · First-year net value ≈ $0 · None (no rewards)
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every MBNA card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.