A capable, broad-earning World Elite card that rewards everyday spend well. The points currency is the limiting factor, not the earn rate.
$150 annual fee · First-year net value ≈ $150 · National Bank Rewards
Issuer hub · Updated Oct 4, 2026
National Bank Credit Cards in Canada
Every National Bank credit card we track, ranked by Standard Score: National Bank Rewards and cash-back Mastercards, with the fee math shown for each.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | National Bank World Elite Mastercard National Bank | 6.1/10 | $150 | ≈ $150 | National Bank Rewards | See offer |
| 2 | National Bank Platinum Mastercard National Bank | 5.5/10 | $70 | ≈ $390 | National Bank Rewards | See offer |
| 3 | National Bank ECHO Cashback Mastercard National Bank | 4.5/10 | $30 | ≈ $80 | Cash back | See offer |
| 3 | National Bank mycredit Mastercard National Bank | 4.5/10 | None | ≈ $70 | Cash back | See offer |
| 5 | National Bank Syncro Mastercard National Bank | 3.4/10 | $35 | ≈ $70 | None (no rewards) | See offer |
| 6 | National Bank Allure Mastercard National Bank | 3.3/10 | None | ≈ $50 | National Bank Rewards | See offer |
| 7 | National Bank MC1 Mastercard National Bank | 2.4/10 | None | ≈ $20 | None (no rewards) | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every National Bank card, ranked
A capable low-fee card for existing National Bank clients. Cancel the bundled insurance once the bonus posts to keep it cheap.
$70 annual fee · First-year net value ≈ $390 · National Bank Rewards
A fine low-fee cash-back card, but the $30 fee is hard to justify against free alternatives earning similar rates.
$30 annual fee · First-year net value ≈ $80 · Cash back
A plain, dependable free card whose Costco acceptance is its one real edge over other no-fee options.
No annual fee · First-year net value ≈ $70 · Cash back
A low-rate specialist, not a rewards card. Only worth it if you genuinely expect to carry a balance.
$35 annual fee · First-year net value ≈ $70 · None (no rewards)
A cause-driven niche card. The rewards are secondary to its charitable angle.
No annual fee · First-year net value ≈ $50 · National Bank Rewards
A bare-bones card with no upside over National Bank's other no-fee options. Only worth it if it's genuinely your only approval option.
No annual fee · First-year net value ≈ $20 · None (no rewards)
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every National Bank card here is scored on the same Standard Score as the rest of the site: see how it’s built, or browse the full card database.
To compare them with every other card that earns the same points, see Best National Bank Rewards Credit Cards in Canada.