A capable, broad-earning World Elite card that rewards everyday spend well. The points currency is the limiting factor, not the earn rate.
$150 annual fee · First-year net value ≈ $550 · National Bank Rewards
Issuer hub · Updated 2026-07-12
National Bank Credit Cards in Canada
Every National Bank credit card we track, ranked by Standard Score — National Bank Rewards and cash-back Mastercards, with the fee math shown for each.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | National Bank World Elite Mastercard National Bank | 6.7/10 | $150 | ≈ $550 | National Bank Rewards | See offer |
| 2 | National Bank Platinum Mastercard National Bank | 5.5/10 | $70 | ≈ $390 | National Bank Rewards | See offer |
| 3 | National Bank ECHO Cashback Mastercard National Bank | 4.5/10 | $30 | ≈ $80 | Cash back | See offer |
| 4 | National Bank mycredit Mastercard National Bank | 4.5/10 | None | ≈ $70 | Cash back | See offer |
| 5 | National Bank Allure Mastercard National Bank | 3.3/10 | None | ≈ $50 | National Bank Rewards | See offer |
| 6 | National Bank Syncro Mastercard National Bank | 3.2/10 | $35 | ≈ $70 | None (no rewards) | See offer |
| 7 | National Bank MC1 Mastercard National Bank | 2.3/10 | None | ≈ $20 | None (no rewards) | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every National Bank card, ranked
A capable low-fee card for existing National Bank clients. Cancel the bundled insurance once the bonus posts to keep it cheap.
$70 annual fee · First-year net value ≈ $390 · National Bank Rewards
A fine low-fee cash-back card, but the $30 fee is hard to justify against free alternatives earning similar rates.
$30 annual fee · First-year net value ≈ $80 · Cash back
A plain, dependable free card whose Costco acceptance is its one real edge over other no-fee options.
No annual fee · First-year net value ≈ $70 · Cash back
A cause-driven niche card. The rewards are secondary to its charitable angle.
No annual fee · First-year net value ≈ $50 · National Bank Rewards
A low-rate specialist, not a rewards card. Only worth it if you genuinely expect to carry a balance.
$35 annual fee · First-year net value ≈ $70 · None (no rewards)
A bare-bones card with no upside over National Bank's other no-fee options. Only worth it if it's genuinely your only approval option.
No annual fee · First-year net value ≈ $20 · None (no rewards)
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every National Bank card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.