Issuer hub · Updated Oct 4, 2026
Every Simplii Financial credit card we track, ranked by Standard Score: a no-fee cash-back Visa built around a permanent 4% dining rate.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | Simplii Financial Cash Back Visa Card Simplii Financial | 6.4/10 | None | ≈ $340 | Cash back | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
A dining card wearing a cash-back card's name. The 4% on restaurants is permanent and among the best no-fee dining rates in Canada, but it stops at $5,000 of spend a year and everything outside that category earns ordinary rates.
No annual fee · First-year net value ≈ $340 · Cash back
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Simplii Financial card here is scored on the same Standard Score as the rest of the site: see how it’s built, or browse the full card database.