A genuinely good free card for its first year, then a merely average one. Worth opening for the promo; worth pairing with a stronger permanent earner after.
No annual fee · First-year net value ≈ $420 · Cash back
Issuer hub · Updated 2026-07-06
Simplii Financial Credit Cards in Canada
Every Simplii Financial credit card we track, ranked by Standard Score — a no-fee cash-back Visa with a strong first-year gas and grocery rate.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | Simplii Financial Cash Back Visa Card Simplii Financial | 6.2/10 | None | ≈ $420 | Cash back | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Simplii Financial card, ranked
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Simplii Financial card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.