The most flexible free cash-back card in Canada: you build your own earn categories. Modest ongoing value, but there's no fee to justify.
No annual fee · First-year net value ≈ $340 · Cash back
Issuer hub · Updated 2026-07-06
Tangerine Credit Cards in Canada
Every Tangerine credit card we track, ranked by Standard Score — a no-fee cash-back Mastercard with categories you pick yourself, plus a Scene+ World Elite tier.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | Tangerine Money-Back Credit Card Tangerine | 6.3/10 | None | ≈ $340 | Cash back | See offer |
| 2 | Tangerine Rewards World Elite Mastercard Tangerine | 5.9/10 | $120 | ≈ $380 | Scene+ | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Tangerine card, ranked
A notable first for Tangerine: its first paid card, and the first non-Scotiabank-branded way into Scene+. Solid if lounge access and Scene+ redemptions matter to you; the no-fee Money-Back Card still wins on pure simplicity.
$120 annual fee · First-year net value ≈ $380 · Scene+
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Tangerine card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.