A no-fee card that pays a solid 3% at Walmart. Worth it only if you shop there regularly, since rewards can't be spent anywhere else.
No annual fee · First-year net value ≈ $80 · Walmart Reward Dollars
Issuer hub · Updated 2026-07-18
Every Walmart Rewards credit card we track, ranked by Standard Score — no-fee Mastercards issued by Fairstone Bank that earn 3% back in Walmart Reward Dollars on Walmart spend.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | Walmart Rewards Mastercard Walmart Rewards | 4.0/10 | None | ≈ $80 | Walmart Reward Dollars | See offer |
| 2 | Walmart Rewards World Mastercard Walmart Rewards | 3.9/10 | None | ≈ $85 | Walmart Reward Dollars | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
A no-fee card that pays a solid 3% at Walmart. Worth it only if you shop there regularly, since rewards can't be spent anywhere else.
No annual fee · First-year net value ≈ $80 · Walmart Reward Dollars
The same 3%/1% Walmart earn as the base card, with added purchase insurance and Delivery Pass months. The income hurdle buys perks, not a better rate.
No annual fee · First-year net value ≈ $85 · Walmart Reward Dollars
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Walmart Rewards card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.