Issuer hub · Updated 2026-07-06
Every Wealthsimple credit card we track, ranked by Standard Score — cash-back Visas whose $240 fee is waived for qualifying Wealthsimple clients.
| # | Card | Standard Score | Annual fee | First-year net value | Currency | Current offer |
|---|---|---|---|---|---|---|
| 1 | Wealthsimple Visa Infinite+ Card Wealthsimple | 6.7/10 | $240 | ≈ $360 | Cash back | See offer |
| 2 | Wealthsimple Visa Infinite Privilege Card Wealthsimple | 6.6/10 | $240 | ≈ $360 | Cash back | See offer |
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
One of the only cards in Canada pairing a flat 2% cash-back rate with 0% FX fees. Whether it clears its own fee comes down to hitting the Premium asset threshold or the direct-deposit waiver — otherwise a no-fee alternative gets similar math for free.
$240 annual fee · First-year net value ≈ $360 · Cash back
An unusual premium card: it pays a flat 2% instead of transferable points, while still bundling real lounge access and strong insurance. The catch is qualifying — this carries one of the steepest income/asset eligibility bars of any card in this database.
$240 annual fee · First-year net value ≈ $360 · Cash back
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
Every Wealthsimple card here is scored on the same Standard Score as the rest of the site — see how it’s built, or browse the full card database.