Amazon.ca Rewards Mastercard vs Rogers Red World Elite Mastercard
Two cards, one Standard Score rubric. The Rogers Red World Elite Mastercard scores higher overall at 7.0/10 — but the right pick depends on which components match your spending.
The verdict
StrongTwo free cash-back cards built for different households. The Amazon.ca Rewards Mastercard pays 2.5% at Amazon.ca and Whole Foods for Prime members (1.5% without) plus a Prime FX offset that largely erases foreign transaction fees; the Rogers Red World Elite pays a flatter 2% on everything for Rogers/Fido/Shaw customers (1.5% without) plus 3% outright on US-dollar purchases. Heavy Amazon/Whole Foods Prime households come out ahead on the MBNA card; everyone else — especially anyone without Prime — gets more from Rogers' flat rate.
See offer · current Rogers Red World Elite Mastercard offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| Amazon.ca Rewards Mastercard | Rogers Red World Elite Mastercard | |
|---|---|---|
| Standard Score | 5.6/10 · Situational | 7.0/10 · Strong |
| Annual fee | None | None |
| Welcome bonus | Up to $150 cash back — 5% at Amazon.ca, Whole Foods, groceries, and restaurants for the first 6 months (up to $3,000 spend) | Modest signup bonus for new cardholders (offers vary) |
| Est. bonus value | ≈ $150 | ≈ $60 |
| First-year net value | ≈ $300 | ≈ $285 |
| Earn rates |
|
|
| Points currency | Cash back | Cash back |
| No FX fees | No | No |
| Lounge access | No | No |
Where the Amazon.ca Rewards Mastercard wins
No component wins — its rival scores at least as well on every Standard Score component.
Where the Rogers Red World Elite Mastercard wins
- First-year value — scores 6.0/10 on this component
- Ongoing value — scores 7.5/10 on this component
- Flexibility — scores 7.0/10 on this component
- Perk usability — scores 6.5/10 on this component
- Low friction — scores 8.5/10 on this component
- Strategic fit — scores 8.0/10 on this component
Read the full reviews: Amazon.ca Rewards Mastercard and Rogers Red World Elite Mastercard, or see how both rank in Best Cash Back Credit Cards in Canada.