Head to head · Reviewed 2026-10-04 by The Points Standard

Amazon.ca Rewards Mastercard vs Rogers Red World Elite Mastercard

Two cards, one Standard Score rubric. The Rogers Red World Elite Mastercard scores higher overall at 6.7/10, but the right pick depends on which components match your spending.

Independent.Methods and assumptions are published; compensation never sets the order.·Last reviewed Oct 4, 2026·Full disclosure

The verdict

Strong

Two free cash-back cards built for different households. The Amazon.ca Rewards Mastercard pays 2.5% at Amazon.ca and Whole Foods for Prime members (1.5% without) plus a Prime FX offset that largely erases foreign transaction fees; the Rogers Red World Elite pays a flatter 2% on everything for Rogers/Fido/Shaw customers (1.5% without) plus 3% outright on US-dollar purchases. Heavy Amazon/Whole Foods Prime households come out ahead on the MBNA card; everyone else (especially anyone without Prime) gets more from Rogers' flat rate.

See offer · current Rogers Red World Elite Mastercard offer, direct from the issuer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Side-by-side comparison
Amazon.ca Rewards MastercardRogers Red World Elite Mastercard
Standard Score5.6/10 · Situational6.7/10 · Strong
Annual feeNoneNone
Welcome bonusUp to $150 cash back: 5% at Amazon.ca, Whole Foods, groceries, and restaurants for the first 6 months (up to $3,000 spend)Modest signup bonus for new cardholders (offers vary)
Est. bonus value≈ $150≈ $60
First-year net value≈ $300≈ $285
Earn rates
  • 2.5%: Amazon.ca and Whole Foods (Prime members)
  • 1.5%: Amazon.ca and Whole Foods (non-Prime)
  • 2.5%: Foreign currency transactions (Prime members)
  • 1%: Foreign currency transactions (non-Prime)
  • 1%: Everything else
  • 3%: USD purchases
  • 2%: Everything else, with an eligible Rogers, Fido, Shaw, or Comwave service (first $61,000/year from August 4, 2026)
  • 1.5%: Everything else, without a Rogers service
Points currencyCash backCash back
No FX feesNoNo
Lounge accessNoNo

Where the Amazon.ca Rewards Mastercard wins

No component wins: its rival scores at least as well on every Standard Score component.

Where the Rogers Red World Elite Mastercard wins

  • Ongoing value: scores 7.5/10 on this component
  • Flexibility: scores 7.0/10 on this component
  • Perk usability: scores 6.5/10 on this component
  • Low friction: scores 8.5/10 on this component
  • Strategic fit: scores 8.0/10 on this component

Read the full reviews: Amazon.ca Rewards Mastercard and Rogers Red World Elite Mastercard, or see how both rank in Best Cash Back Credit Cards in Canada.