Head to head · Reviewed 2026-07-06 · By The Points Standard editorial team

RBC Avion Visa Infinite vs TD First Class Travel Visa Infinite

Two cards, one Standard Score rubric. The RBC Avion Visa Infinite scores higher overall at 7.2/10 — but the right pick depends on which components match your spending.

How we make money & how we rank: rankings are set by the Standard Score, never by compensation. Some card links may become referral links; that never changes a card's score or position. Full disclosure. Last reviewed: 2026-07-06.
RBC Avion Visa InfiniteTD First Class Travel Visa Infinite
Standard Score7.2/10 · Strong6.6/10 · Strong
Annual fee$120$139 (Rebated in the first year (current offer))
Welcome bonusUp to 70,000 Avion points (35,000 on approval, 20,000 with spend, 15,000 at anniversary)Up to 146,000 TD Rewards points (20,000 on first purchase + 126,000 on $7.5K/180 days), plus a first-year fee rebate
Est. bonus value$1,120$730
First-year net value$1,000$730
Earn rates
  • 1.25xTravel
  • 1xEverything else
  • 8xTravel via Expedia for TD
  • 6xGroceries and restaurants
  • 4xRecurring bills
  • 2xEverything else
Points currencyRBC AvionTD Rewards
No FX feesNoNo
Lounge accessNoNo

Where the RBC Avion Visa Infinite wins

  • Ongoing value — scores 6.0/10 on this component
  • Flexibility — scores 7.5/10 on this component
  • Perk usability — scores 7.0/10 on this component
  • Strategic fit — scores 7.0/10 on this component

Where the TD First Class Travel Visa Infinite wins

  • First-year value — scores 8.5/10 on this component

The verdict

A contest of point quality versus headline size. Avion points are worth ~1.6¢ on the flight chart, while TD Rewards are fixed at 0.5¢ through Expedia for TD — so TD's six-figure bonus shrinks sharply once converted to dollars. Avion wins on point quality and flexibility; the TD wins if you want a large, simple first-year haul with a fee rebate.

Read the full reviews: RBC Avion Visa Infinite and TD First Class Travel Visa Infinite, or see how both rank in Best Travel Credit Cards in Canada.