RBC Avion Visa Infinite vs TD First Class Travel Visa Infinite
Two cards, one Standard Score rubric. The RBC Avion Visa Infinite scores higher overall at 7.2/10, but the right pick depends on which components match your spending.
The verdict
StrongA contest of point quality versus headline size. Avion points are worth ~1.6¢ on the flight chart, while TD Rewards are fixed at 0.5¢ through Expedia for TD, so TD's six-figure bonus shrinks sharply once converted to dollars. Avion wins on point quality and flexibility; the TD wins if you want a large, simple first-year haul with a fee rebate.
See offer · current RBC Avion Visa Infinite offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| RBC Avion Visa Infinite | TD First Class Travel Visa Infinite | |
|---|---|---|
| Standard Score | 7.2/10 · Strong | 6.2/10 · Situational |
| Annual fee | $120 | $139 (Rebated in the first year (current offer)) |
| Welcome bonus | Up to 70,000 Avion points (35,000 on approval + 20,000 on $5K/6 mo + 15,000 at anniversary); offer ends November 25, 2026 | Up to 160,000 TD Rewards points (20,000 on first purchase + 140,000 on $7.5K/180 days), plus a first-year fee rebate |
| Est. bonus value | ≈ $1,120 | ≈ $800 |
| First-year net value | ≈ $840 | ≈ $800 |
| Earn rates |
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| Points currency | RBC Avion | TD Rewards |
| No FX fees | No | No |
| Lounge access | No | No |
Where the RBC Avion Visa Infinite wins
- First-year value: scores 7.5/10 on this component
- Ongoing value: scores 6.0/10 on this component
- Flexibility: scores 7.5/10 on this component
- Perk usability: scores 7.0/10 on this component
- Strategic fit: scores 7.0/10 on this component
Where the TD First Class Travel Visa Infinite wins
No component wins: its rival scores at least as well on every Standard Score component.
Read the full reviews: RBC Avion Visa Infinite and TD First Class Travel Visa Infinite, or see how both rank in Best Travel Credit Cards in Canada.
What the points are worth in dollars: RBC Avion Points Value and TD Rewards Points Value. Each has a calculator for your balance.