Head to head · Reviewed 2026-10-04 by The Points Standard

Rogers Red World Mastercard vs Rogers Red World Elite Mastercard

Two cards, one Standard Score rubric. The Rogers Red World Elite Mastercard scores higher overall at 6.7/10, but the right pick depends on which components match your spending.

Independent.Methods and assumptions are published; compensation never sets the order.·Last reviewed 2026-10-04·Full disclosure

The verdict

Strong

Both are free and pay 2% for Rogers, Fido, Shaw or Comwave customers; income decides which you can get. The World Elite needs $80,000 personal or $150,000 household income and gives more for it: the 2% runs to $61,000 a year instead of $26,000, the no-service floor is 1.5% instead of 1%, U.S.-dollar purchases earn 3% instead of 2%, and it adds travel medical and rental car cover. The World card's bar is $50,000 personal or $80,000 household. Rogers allows one card per person, so if you clear the World Elite's bar, take it.

See offer · current Rogers Red World Elite Mastercard offer, direct from the issuer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Side-by-side comparison
Rogers Red World MastercardRogers Red World Elite Mastercard
Standard Score5.5/10 · Situational6.7/10 · Strong
Annual feeNoneNone
Welcome bonusNone: Rogers Bank publishes no welcome offer on this cardModest signup bonus for new cardholders (offers vary)
Est. bonus value≈ $0≈ $60
First-year net value≈ $150≈ $285
Earn rates
  • 2%: Everything, with an eligible Rogers, Fido, Shaw, or Comwave service (first $26,000/year)
  • 2%: USD purchases, without a Rogers service
  • 1%: Everything else, without a Rogers service
  • 3%: USD purchases
  • 2%: Everything else, with an eligible Rogers, Fido, Shaw, or Comwave service (first $61,000/year from August 4, 2026)
  • 1.5%: Everything else, without a Rogers service
Points currencyCash backCash back
No FX feesNoNo
Lounge accessNoNo

Where the Rogers Red World Mastercard wins

No component wins: its rival scores at least as well on every Standard Score component.

Where the Rogers Red World Elite Mastercard wins

  • First-year value: scores 5.0/10 on this component
  • Ongoing value: scores 7.5/10 on this component
  • Perk usability: scores 6.5/10 on this component
  • Strategic fit: scores 8.0/10 on this component

Read the full reviews: Rogers Red World Mastercard and Rogers Red World Elite Mastercard, or see how both rank in Best Cash Back Credit Cards in Canada.