Amex Marriott Bonvoy Business Card
The business version of the Marriott keeper card: better category earn than the personal Bonvoy, with the same anniversary free night carrying the case from year two onward.
- Annual fee
- $150
- Welcome bonus value
- ≈ $720 Up to 80,000 Bonvoy points (70,000 on $5,000/3 mo + 10,000 on $1,000 in month 13)
- First-year net value
- ≈ $480
Direct issuer link — details verified 2026-07-12
Standard Score breakdown
SituationalSix weighted components, each rated 0–10. “Contributes” is the rating × weight — add all six and you get the 6.10/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
Earn rates
| Marriott Bonvoy properties | 5x |
| Gas, dining, and travel | 3x |
| Everything else | 2x |
Included insurance
Travel accident · Baggage delay · Rental car theft and damage · Purchase protection · Extended warranty
Why it earns its score
- Annual Free Night Award (up to 35,000 points) each year from the first renewal — routinely worth more than the fee
- 15 Elite Night Credits a year plus automatic Silver Elite status toward Marriott Bonvoy tiers
- Stronger category earn than the personal Bonvoy card — 3x on gas, dining, and travel on top of 5x at Marriott
Where it loses points
- Bonvoy points are worth ~0.9¢, so the headline bonus is smaller than it sounds
- The free night lands only from year two, so year one leans on the welcome bonus
- Amex acceptance gaps on business spend
Who it’s for
Businesses that book Marriott stays for travel and want an anniversary free night plus elite nights on their operating spend.
Who should skip it
You rarely stay at Marriott — transferable points beat a hotel currency locked at ~0.9¢.
The bottom line
Standard Score 6.1/10 — Situational. We estimate ≈ $480 in first-year net value after the $150 fee.
Direct issuer link — no commission shapes this review
Welcome-offer history
We’ve tracked this card’s welcome offer since Jul 12, 2026 and log every change, so you can judge whether today’s offer is genuinely strong or just loudly advertised.
| Offer | Est. value | Recorded | Status |
|---|---|---|---|
| Up to 80,000 Bonvoy points (70,000 on $5,000/3 mo + 10,000 on $1,000 in month 13) | ≈ $720 | Jul 12, 2026 | Current |
Source: issuer card page · Last reviewed 2026-07-12. Details change often — confirm current terms with the issuer before applying.
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