Amex Aeroplan Business Reserve Card
The business-side twin of the Aeroplan Reserve: the same Maple Leaf Lounge access and status-credit engine, sized for a company that flies Air Canada often. The year-one bonus is smaller than the personal card's current elevated offer.
- Annual fee
- $599
- Welcome bonus value
- ≈ $1,710 Up to 90,000 Aeroplan points (65,000 on $10,500/3 mo + 25,000 on $3,500 in month 13)
- First-year net value
- ≈ $636
Direct issuer link — details verified 2026-07-12
Data caveat: The 90,000-point offer may end July 28, 2026 alongside the personal Aeroplan cards — one source cites a June 4–July 28 application window, another shows no deadline, so we treat any end date as unconfirmed and haven't published one.
Standard Score breakdown
StrongSix weighted components, each rated 0–10. “Contributes” is the rating × weight — add all six and you get the 6.80/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
Earn rates
| Air Canada and Air Canada Vacations | 3x |
| Hotels and car rentals | 2x |
| Everything else | 1.25x |
Included insurance
Emergency medical · Trip cancellation/interruption · Flight/baggage delay · Rental car coverage
Why it earns its score
- Maple Leaf Lounge access in North America, plus priority check-in, boarding, and baggage for the cardholder and up to eight companions
- Free first checked bag on Air Canada for the cardholder and up to eight companions
- Earns 1,000 Aeroplan Status Qualifying Credits per $5,000 spent (to 25,000 a year), an annual Worldwide Companion Pass, and a $100 NEXUS credit
Where it loses points
- $599 fee plus $199 per supplementary card demands real Air Canada volume across the business
- Only 65,000 of the 90,000 points land in year one — the 25,000 balance is a month-13 payoff
- Amex acceptance gaps hit business-to-business spend harder than consumer spend
Who it’s for
Incorporated Air Canada loyalists who run business travel and everyday spend through one card and will use the lounge, checked bags, and status credits.
Who should skip it
Your business doesn't fly Air Canada regularly — the personal Aeroplan Reserve carries the same perks without the supplementary-card premium.
The bottom line
Standard Score 6.8/10 — Strong. We estimate ≈ $636 in first-year net value after the $599 fee.
Direct issuer link — no commission shapes this review
Welcome-offer history
We’ve tracked this card’s welcome offer since Jul 12, 2026 and log every change, so you can judge whether today’s offer is genuinely strong or just loudly advertised.
| Offer | Est. value | Recorded | Status |
|---|---|---|---|
| Up to 90,000 Aeroplan points (65,000 on $10,500/3 mo + 25,000 on $3,500 in month 13) | ≈ $1,710 | Jul 12, 2026 | Current |
Source: issuer card page · Last reviewed 2026-07-12. Details change often — confirm current terms with the issuer before applying.
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