Rogers Red World Legend Mastercard
Canada's first World Legend Mastercard is a Rogers loyalty product wearing a premium card's fee. Inside the ecosystem the credits and passes can justify it; outside, the math isn't close.
- Annual fee
- $495 (Requires $150,000 personal or $200,000 household income (World Legend tier))
- Welcome bonus value
- ≈ $0 None at launch — the pitch is the credit-and-perk bundle, not a bonus
- First-year net value
- ≈ $5
Direct issuer link — details verified 2026-07-12
Standard Score breakdown
PassSix weighted components, each rated 0–10. “Contributes” is the rating × weight — add all six and you get the 5.03/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
Earn rates
| Everything, globally — with an eligible Rogers, Fido, or Shaw service | 2% |
| Everything, globally — without a Rogers service | 1.5% |
Included insurance
Emergency travel medical (up to $5,000,000, age 64 and under) · Trip cancellation/interruption · Rental car coverage · Purchase protection
Why it earns its score
- No foreign transaction fees on top of the flat cash-back rate
- $200 annual Rogers Entertainment credit (TV and select streaming subscriptions — internet and mobile excluded)
- Six Plaza Premium lounge passes and ten Roam Like Home days per year
- Up to $5,000,000 emergency travel medical, plus Soho Friends membership with a $100 USD annual credit
Where it loses points
- $495 fee against a cash-back rate that never exceeds 2% — the credits must work hard to break even
- The entertainment credit only applies to Rogers TV/streaming products, and the 2% rate needs a Rogers-family service — the value case collapses outside the ecosystem
- No welcome bonus, and 1.5x redemption value is again locked to Rogers purchases
Who it’s for
Committed Rogers-ecosystem households that would spend the $200 TV credit anyway, use the lounge passes, and travel enough for no-FX to matter.
Who should skip it
You don't have (or want) Rogers services — at 1.5% with a $495 fee, nearly every premium card we score beats it.
The bottom line
Standard Score 5.0/10 — Pass. We estimate ≈ $5 in first-year net value after the $495 fee.
Direct issuer link — no commission shapes this review
Source: issuer card page · Last reviewed 2026-07-12. Details change often — confirm current terms with the issuer before applying.
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