CIBC Aventura Visa Infinite Privilege vs CIBC Aventura Visa Infinite
Two cards, one Standard Score rubric. The CIBC Aventura Visa Infinite scores higher overall at 6.8/10, but the right pick depends on which components match your spending.
The verdict
StrongThe Privilege earns more per dollar (3x on portal travel, a much wider 2x band covering dining, entertainment and transportation as well as gas and groceries, and 1.25x base versus 1x) and bumps lounge access to six Visa Airport Companion visits a year versus the Visa Infinite's four, plus a $200 annual travel credit, but its $499 fee is nearly four times the Visa Infinite's $139, which CIBC rebates entirely in year one. On our scoring the cheaper Visa Infinite actually comes out ahead for most people; the Privilege only makes sense if you want the top Aventura earn rates and will use the extra lounge visits. Occasional travellers take the Visa Infinite.
See offer · current CIBC Aventura Visa Infinite offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| CIBC Aventura Visa Infinite Privilege | CIBC Aventura Visa Infinite | |
|---|---|---|
| Standard Score | 6.0/10 · Situational | 6.8/10 · Strong |
| Annual fee | $499 | $139 (First year free (current offer): CIBC rebates the $139 annual fee for the primary cardholder and the $50 fee for up to three authorized users, a stated value of up to $189.) |
| Welcome bonus | Up to 80,000 Aventura points (25,000 on $3K/4 mo + 25,000 on $6K/4 mo + 30,000 anniversary on $25K/12 mo) | Up to 60,000 Aventura points (15,000 on first purchase + 30,000 on $3K/4 mo + 15,000 on $5K/4 mo) |
| Est. bonus value | ≈ $1,000 | ≈ $750 |
| First-year net value | ≈ $517 | ≈ $817 |
| Earn rates |
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| Points currency | CIBC Aventura | CIBC Aventura |
| No FX fees | No | No |
| Lounge access | Yes | Yes |
Where the CIBC Aventura Visa Infinite Privilege wins
No component wins: its rival scores at least as well on every Standard Score component.
Where the CIBC Aventura Visa Infinite wins
- First-year value: scores 7.5/10 on this component
- Low friction: scores 8.0/10 on this component
- Strategic fit: scores 6.0/10 on this component
Read the full reviews: CIBC Aventura Visa Infinite Privilege and CIBC Aventura Visa Infinite, or see how both rank in Best Travel Credit Cards in Canada.
What the points are worth in dollars: CIBC Aventura Points Value. Each has a calculator for your balance.