Head to head · Reviewed 2026-07-06 · By The Points Standard editorial team
RBC Avion Visa Infinite vs TD Aeroplan Visa Infinite
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite scores higher overall at 7.4/10 — but the right pick depends on which components match your spending.
| RBC Avion Visa Infinite | TD Aeroplan Visa Infinite | |
|---|---|---|
| Standard Score | 7.2/10 · Strong | 7.4/10 · Strong |
| Annual fee | $120 | $139 (Rebated in the first year (current offer)) |
| Welcome bonus | Up to 70,000 Avion points (35,000 on approval, 20,000 with spend, 15,000 at anniversary) | Up to 40,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 15,000 anniversary on $12K/12 mo), plus a first-year fee rebate |
| Est. bonus value | ≈ $1,120 | ≈ $840 |
| First-year net value | ≈ $1,000 | ≈ $880 |
| Earn rates |
|
|
| Points currency | RBC Avion | Aeroplan |
| No FX fees | No | No |
| Lounge access | No | No |
Where the RBC Avion Visa Infinite wins
- Flexibility — scores 7.5/10 on this component
Where the TD Aeroplan Visa Infinite wins
- First-year value — scores 8.0/10 on this component
- Perk usability — scores 8.5/10 on this component
- Strategic fit — scores 7.5/10 on this component
The verdict
The classic entry-level travel-card question: a flexible points program versus a single airline's currency. Avion's redemption chart can clear 2¢ on short-haul flights and points transfer to Avios and WestJet, giving it more places to go; the TD Aeroplan card answers with a free checked bag on Air Canada and preferred Aeroplan redemption pricing that Avion can't touch. Air Canada regulars take the TD; everyone who wants optionality takes the Avion.
Read the full reviews: RBC Avion Visa Infinite and TD Aeroplan Visa Infinite, or see how both rank in Best Credit Cards in Canada.