Head to head · Reviewed 2026-10-04 by The Points Standard

RBC Avion Visa Infinite vs TD Aeroplan Visa Infinite

Two cards, one Standard Score rubric. The RBC Avion Visa Infinite scores higher overall at 7.2/10, but the right pick depends on which components match your spending.

Independent.Methods and assumptions are published; compensation never sets the order.·Last reviewed 2026-10-04·Full disclosure

The verdict

Strong

The classic entry-level travel-card question: a flexible points program versus a single airline's currency. Avion's redemption chart can clear 2¢ on short-haul flights and points transfer to Avios and WestJet, giving it more places to go; the TD Aeroplan card answers with a free checked bag on Air Canada and preferred Aeroplan redemption pricing that Avion can't touch. Air Canada regulars take the TD; everyone who wants optionality takes the Avion.

See offer · current RBC Avion Visa Infinite offer, direct from the issuer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Side-by-side comparison
RBC Avion Visa InfiniteTD Aeroplan Visa Infinite
Standard Score7.2/10 · Strong6.9/10 · Strong
Annual fee$120$139 (Rebated in the first year (current offer))
Welcome bonusUp to 70,000 Avion points (35,000 on approval + 20,000 on $5K/6 mo + 15,000 at anniversary); offer ends November 25, 2026Up to 50,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 25,000 anniversary on $12K/12 mo), plus a first-year fee rebate
Est. bonus value≈ $1,120≈ $950
First-year net value≈ $840≈ $515
Earn rates
  • 1.25x: Travel
  • 1x: Everything else
  • 1.5x: Gas, groceries, and Air Canada purchases
  • 1x: Everything else
Points currencyRBC AvionAeroplan
No FX feesNoNo
Lounge accessNoNo

Where the RBC Avion Visa Infinite wins

  • First-year value: scores 7.5/10 on this component
  • Flexibility: scores 7.5/10 on this component

Where the TD Aeroplan Visa Infinite wins

  • Perk usability: scores 8.5/10 on this component
  • Strategic fit: scores 7.5/10 on this component

Read the full reviews: RBC Avion Visa Infinite and TD Aeroplan Visa Infinite, or see how both rank in Best Travel Credit Cards in Canada.

What the points are worth in dollars: RBC Avion Points Value and Aeroplan Points Value. Each has a calculator for your balance.