WestJet RBC World Elite Mastercard vs BMO VIPorter World Elite Mastercard
Two cards, one Standard Score rubric. The WestJet RBC World Elite Mastercard scores higher overall at 6.8/10, but the right pick depends on which components match your spending.
The verdict
StrongCanada's two non-Aeroplan airline cards, and the right answer is whichever airline actually flies your routes. The WestJet card's companion voucher and free bags need only $5K annual spend, while Porter's richest perks sit behind $9K-$18K tiers, but Porter's Eastern network and companion pass reward loyalists who can hit them. Pick the carrier first, the card second.
See offer · current WestJet RBC World Elite Mastercard offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| WestJet RBC World Elite Mastercard | BMO VIPorter World Elite Mastercard | |
|---|---|---|
| Standard Score | 6.8/10 · Strong | 6.0/10 · Situational |
| Annual fee | $139 | $199 (First year free (current offer)) |
| Welcome bonus | Up to 70,000 WestJet points (30,000 on first purchase + 30,000 on $5K/3 mo + 10,000 at renewal); applications by November 18, 2026 | Up to 70,000 VIPorter points (20,000 on $5K/110 days + 20,000 on $9K/180 days + 30,000 anniversary on $18K/12 mo), plus a companion pass and first year free; apply by October 31, 2027 |
| Est. bonus value | ≈ $700 | ≈ $700 |
| First-year net value | ≈ $460 | ≈ $400 |
| Earn rates |
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|
| Points currency | WestJet points | VIPorter |
| No FX fees | No | No |
| Lounge access | No | No |
Where the WestJet RBC World Elite Mastercard wins
- First-year value: scores 6.5/10 on this component
- Ongoing value: scores 7.5/10 on this component
- Flexibility: scores 5.0/10 on this component
- Perk usability: scores 8.0/10 on this component
- Low friction: scores 8.0/10 on this component
- Strategic fit: scores 6.5/10 on this component
Where the BMO VIPorter World Elite Mastercard wins
No component wins: its rival scores at least as well on every Standard Score component.
Read the full reviews: WestJet RBC World Elite Mastercard and BMO VIPorter World Elite Mastercard, or see how both rank in Best Airline Credit Cards in Canada.
What the points are worth in dollars: WestJet Points Value. Each has a calculator for your balance.