Head to head · Reviewed 2026-07-05 · By The Points Standard editorial team
WestJet RBC World Elite Mastercard vs BMO VIPorter World Elite Mastercard
Two cards, one Standard Score rubric. The WestJet RBC World Elite Mastercard scores higher overall at 7.0/10 — but the right pick depends on which components match your spending.
| WestJet RBC World Elite Mastercard | BMO VIPorter World Elite Mastercard | |
|---|---|---|
| Standard Score | 7.0/10 · Strong | 6.3/10 · Situational |
| Annual fee | $139 | $199 (First year free (current offer)) |
| Welcome bonus | Up to 70,000 WestJet points (30,000 on first purchase + 30,000 on $5K/3 mo + 10,000 at renewal) — applications by November 3, 2026 | Up to 70,000 VIPorter points (20,000 on $5K/4 mo + 20,000 on $9K/6 mo + 30,000 on $18K/12 mo), plus first year free |
| Est. bonus value | ≈ $700 | ≈ $700 |
| First-year net value | ≈ $460 | ≈ $700 |
| Earn rates |
|
|
| Points currency | WestJet dollars | VIPorter |
| No FX fees | No | No |
| Lounge access | No | No |
Where the WestJet RBC World Elite Mastercard wins
- Ongoing value — scores 7.5/10 on this component
- Flexibility — scores 5.0/10 on this component
- Perk usability — scores 8.0/10 on this component
- Low friction — scores 8.0/10 on this component
- Strategic fit — scores 6.5/10 on this component
Where the BMO VIPorter World Elite Mastercard wins
No component wins — its rival scores at least as well on every Standard Score component.
The verdict
Canada's two non-Aeroplan airline cards, and the right answer is whichever airline actually flies your routes. The WestJet card's companion voucher and free bags need only $5K annual spend, while Porter's richest perks sit behind $9K-$18K tiers — but Porter's Eastern network and companion pass reward loyalists who can hit them. Pick the carrier first, the card second.
Read the full reviews: WestJet RBC World Elite Mastercard and BMO VIPorter World Elite Mastercard, or see how both rank in Best Airline Credit Cards in Canada.