Rogers Red Mastercard vs Rogers Red World Elite Mastercard
Two cards, one Standard Score rubric. The Rogers Red World Elite Mastercard scores higher overall at 6.7/10, but the right pick depends on which components match your spending.
The verdict
StrongTwo free cards drawing on the same 2% Rogers ecosystem, split by the income bar. The World Elite is the stronger card at every turn: 3% on US-dollar purchases versus 2%, a 1.5% floor without a Rogers service versus 1%, and a small signup bonus, but it needs the World Elite income qualification. The plain Red Mastercard is the fallback: the same 2% rate if you hold a Rogers, Fido, or Shaw service, for applicants who don't clear the World Elite's threshold.
See offer · current Rogers Red World Elite Mastercard offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| Rogers Red Mastercard | Rogers Red World Elite Mastercard | |
|---|---|---|
| Standard Score | 5.5/10 · Situational | 6.7/10 · Strong |
| Annual fee | None | None |
| Welcome bonus | None: the entry-tier Rogers card competes on its ongoing rate, not a signup bonus | Modest signup bonus for new cardholders (offers vary) |
| Est. bonus value | ≈ $0 | ≈ $60 |
| First-year net value | ≈ $150 | ≈ $285 |
| Earn rates |
|
|
| Points currency | Cash back | Cash back |
| No FX fees | No | No |
| Lounge access | No | No |
Where the Rogers Red Mastercard wins
- Low friction: scores 9.0/10 on this component
Where the Rogers Red World Elite Mastercard wins
- First-year value: scores 5.0/10 on this component
- Ongoing value: scores 7.5/10 on this component
- Perk usability: scores 6.5/10 on this component
- Strategic fit: scores 8.0/10 on this component
Read the full reviews: Rogers Red Mastercard and Rogers Red World Elite Mastercard, or see how both rank in Best Cash Back Credit Cards in Canada.