Rogers Bank · Mastercard · Cash back· Reviewed 2026-07-12 by The Points Standard editorial team

Rogers Red Mastercard

5.5/10Pass

The replacement for the closed Rogers Platinum: free, no income requirement, and a genuine 2% for Rogers-family customers. Outside the ecosystem it's an ordinary 1% card with no insurance.

Annual fee
None
Welcome bonus value
$0 None — the entry-tier Rogers card competes on its ongoing rate, not a signup bonus
First-year net value
$150
See current offer

Direct issuer link — details verified 2026-07-12

Independent.Ranked by the Standard Score, never by compensation.·Last reviewed 2026-07-12·Full disclosure

Standard Score breakdown

Pass

Six weighted components, each rated 0–10. “Contributes” is the rating × weight — add all six and you get the 5.47/10 Standard Score above.

Component (weight)RatingContributes
First-year value (30%)
4.01.20
Ongoing value (20%)
5.51.10
Flexibility (15%)
7.01.05
Perk usability (15%)
4.50.67
Low friction (10%)
9.00.90
Strategic fit (10%)
5.50.55

See how the Standard Score works or re-weight it to your priorities.

Earn rates

Everything — with an eligible Rogers, Fido, or Shaw service2%
USD purchases — without a Rogers service2%
Everything else — without a Rogers service1%

Included insurance

Why it earns its score

  • No annual fee and no minimum income requirement — the accessible tier of the Rogers lineup
  • 2% on everything for Rogers/Fido/Shaw customers, matching the World Elite's headline rate
  • Cash back redeems at 1.5x value against eligible Rogers purchases, plus five Roam Like Home days a year

Where it loses points

  • Without a Rogers-family service it's a 1% card — below the free flat-rate leaders
  • No purchase protection or extended warranty — coverage most no-fee cards include
  • No signup bonus

Who it’s for

Rogers, Fido, or Shaw customers who don't clear the World Elite's income bar but want the same 2% ecosystem rate.

Who should skip it

You have no Rogers service (1% is beatable for free) or you want basic purchase coverage included.

The bottom line

Standard Score 5.5/10 — Pass. We estimate ≈ $150 in first-year net value after the $0 fee.

Source: issuer card page · Last reviewed 2026-07-12. Details change often — confirm current terms with the issuer before applying.

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