Rogers Red World Elite Mastercard vs Tangerine Money-Back Credit Card
Two cards, one Standard Score rubric. The Rogers Red World Elite Mastercard scores higher overall at 7.1/10 — but the right pick depends on which components match your spending.
The verdict
StrongThe two default no-fee cash-back cards, and the choice is flat versus focused. The Rogers World Elite pays a flat 2% on everything plus 3% on US-dollar purchases — effectively erasing the FX fee — while Tangerine's 2% lands only in two or three categories you pick yourself, dropping to 0.5% elsewhere. Spread-out spenders and anyone with US spend take the Rogers card; households whose spending concentrates in a couple of categories can match it on Tangerine and keep their favourite stores at 2%.
See offer · current Rogers Red World Elite Mastercard offer, direct from the issuer
| Rogers Red World Elite Mastercard | Tangerine Money-Back Credit Card | |
|---|---|---|
| Standard Score | 7.1/10 · Strong | 6.3/10 · Situational |
| Annual fee | None | None |
| Welcome bonus | Modest signup bonus for new cardholders (offers vary) | 10% cash back on eligible purchases (up to $1,000 combined) in your chosen categories for the first 2 months |
| Est. bonus value | ≈ $60 | ≈ $100 |
| First-year net value | ≈ $360 | ≈ $340 |
| Earn rates |
|
|
| Points currency | Cash back | Cash back |
| No FX fees | No | No |
| Lounge access | No | No |
Where the Rogers Red World Elite Mastercard wins
- First-year value — scores 6.0/10 on this component
- Ongoing value — scores 8.0/10 on this component
- Perk usability — scores 6.5/10 on this component
- Strategic fit — scores 8.0/10 on this component
Where the Tangerine Money-Back Credit Card wins
- Low friction — scores 9.0/10 on this component
Read the full reviews: Rogers Red World Elite Mastercard and Tangerine Money-Back Credit Card, or see how both rank in Best Cash Back Credit Cards in Canada.