Scotiabank Passport Visa Infinite + vs CIBC Aventura Visa Infinite
Two cards, one Standard Score rubric. The Scotiabank Passport Visa Infinite + scores higher overall at 7.2/10, but the right pick depends on which components match your spending.
The verdict
StrongTwo travel cards with lounge access, split by what you do abroad. The $150 Passport skips the 2.5% FX fee and includes six lounge visits a year, but its Scene+ points cap at a flat 1¢; the $139 Aventura is $11 cheaper and adds a NEXUS rebate and airport fast-track, yet still charges FX on every overseas purchase and offers only four lounge visits. Anyone who spends outside Canada takes the Passport for the fee saving; homebodies who mainly want a NEXUS credit and occasional lounge access take the Aventura.
See offer · current Scotiabank Passport Visa Infinite + offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| Scotiabank Passport Visa Infinite + | CIBC Aventura Visa Infinite | |
|---|---|---|
| Standard Score | 7.2/10 · Strong | 6.8/10 · Strong |
| Annual fee | $150 (Rebated only if you hold an eligible Scotiabank chequing account (Ultimate Package rebates the full $150; Preferred Package rebates $40); there is no first-year waiver on the card itself. $50 for each additional card, waived on the first supplementary card under the current offer.) | $139 (First year free (current offer): CIBC rebates the $139 annual fee for the primary cardholder and the $50 fee for up to three authorized users, a stated value of up to $189.) |
| Welcome bonus | Up to 35,000 Scene+ points (25,000 on $2K/3 mo + 10,000 annual on $40K), plus the $50 fee waived on your first supplementary card; offer ends November 1, 2026 | Up to 60,000 Aventura points (15,000 on first purchase + 30,000 on $3K/4 mo + 15,000 on $5K/4 mo) |
| Est. bonus value | ≈ $350 | ≈ $750 |
| First-year net value | ≈ $450 | ≈ $817 |
| Earn rates |
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| Points currency | Scene+ | CIBC Aventura |
| No FX fees | Yes | No |
| Lounge access | Yes | Yes |
Where the Scotiabank Passport Visa Infinite + wins
- Ongoing value: scores 7.0/10 on this component
- Perk usability: scores 8.5/10 on this component
- Low friction: scores 9.0/10 on this component
- Strategic fit: scores 8.0/10 on this component
Where the CIBC Aventura Visa Infinite wins
- First-year value: scores 7.5/10 on this component
- Flexibility: scores 6.0/10 on this component
Read the full reviews: Scotiabank Passport Visa Infinite + and CIBC Aventura Visa Infinite, or see how both rank in Best Travel Credit Cards in Canada.
What the points are worth in dollars: Scene+ Points Value and CIBC Aventura Points Value. Each has a calculator for your balance.