Head to head · Reviewed 2026-07-06 by The Points Standard editorial team

Scotiabank Passport Visa Infinite vs CIBC Aventura Visa Infinite

Two cards, one Standard Score rubric. The Scotiabank Passport Visa Infinite scores higher overall at 7.2/10 — but the right pick depends on which components match your spending.

The verdict

Strong

Two travel cards with lounge access, split by what you do abroad. The $150 Passport skips the 2.5% FX fee and includes six lounge visits a year, but its Scene+ points cap at a flat 1¢; the $139 Aventura is $11 cheaper and adds a NEXUS rebate and airport fast-track, yet still charges FX on every overseas purchase and offers only four lounge visits. Anyone who spends outside Canada takes the Passport for the fee saving; homebodies who mainly want a NEXUS credit and occasional lounge access take the Aventura.

See offer · current Scotiabank Passport Visa Infinite offer, direct from the issuer

Independent.Ranked by the Standard Score, never by compensation.·Last reviewed 2026-07-06·Full disclosure

Scotiabank Passport Visa InfiniteCIBC Aventura Visa Infinite
Standard Score7.2/10 · Strong6.6/10 · Strong
Annual fee$150 (Waived first year (current offer))$139
Welcome bonusUp to 60,000 Scene+ points (40,000 on $2K/3 mo + 10,000 on $10K/6 mo + 10,000 annual on $40K), plus first-year fee waived — offer ends August 3, 2026Up to 45,000 Aventura points (15,000 on first purchase + 30,000 on $3K/4 mo)
Est. bonus value$600$560
First-year net value$850$460
Earn rates
  • 2-3xGroceries (Sobeys banners 3x, other groceries 2x)
  • 2xDining, entertainment, transit
  • 1xEverything else
  • 2xTravel booked via CIBC Rewards
  • 1.5xGas, EV charging, groceries
  • 1xEverything else
Points currencyScene+Aventura
No FX feesYesNo
Lounge accessYesYes

Where the Scotiabank Passport Visa Infinite wins

  • Ongoing value — scores 7.0/10 on this component
  • Perk usability — scores 8.5/10 on this component
  • Low friction — scores 9.0/10 on this component
  • Strategic fit — scores 8.0/10 on this component

Where the CIBC Aventura Visa Infinite wins

  • First-year value — scores 7.0/10 on this component
  • Flexibility — scores 6.0/10 on this component

Read the full reviews: Scotiabank Passport Visa Infinite and CIBC Aventura Visa Infinite, or see how both rank in Best Travel Credit Cards in Canada.