Scotiabank Passport Visa Infinite + vs RBC Avion Visa Infinite
Two cards, one Standard Score rubric. The RBC Avion Visa Infinite scores higher overall at 7.2/10, but the right pick depends on which components match your spending.
The verdict
StrongBoth are $120-$150 travel cards for people who don't want to overthink redemptions, but they solve different problems. The Passport eliminates the 2.5% foreign transaction fee and throws in six lounge visits; Avion has no lounge access but its chart and Avios/WestJet transfers can beat the Passport's flat 1¢ ceiling on the right flight. Cross-border spenders and lounge users take the Passport; anyone chasing higher per-point value on short-haul flights takes the Avion.
See offer · current RBC Avion Visa Infinite offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| Scotiabank Passport Visa Infinite + | RBC Avion Visa Infinite | |
|---|---|---|
| Standard Score | 7.2/10 · Strong | 7.2/10 · Strong |
| Annual fee | $150 (Rebated only if you hold an eligible Scotiabank chequing account (Ultimate Package rebates the full $150; Preferred Package rebates $40); there is no first-year waiver on the card itself. $50 for each additional card, waived on the first supplementary card under the current offer.) | $120 |
| Welcome bonus | Up to 35,000 Scene+ points (25,000 on $2K/3 mo + 10,000 annual on $40K), plus the $50 fee waived on your first supplementary card; offer ends November 1, 2026 | Up to 70,000 Avion points (35,000 on approval + 20,000 on $5K/6 mo + 15,000 at anniversary); offer ends November 25, 2026 |
| Est. bonus value | ≈ $350 | ≈ $1,120 |
| First-year net value | ≈ $450 | ≈ $840 |
| Earn rates |
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| Points currency | Scene+ | RBC Avion |
| No FX fees | Yes | No |
| Lounge access | Yes | No |
Where the Scotiabank Passport Visa Infinite + wins
- Ongoing value: scores 7.0/10 on this component
- Perk usability: scores 8.5/10 on this component
- Low friction: scores 9.0/10 on this component
- Strategic fit: scores 8.0/10 on this component
Where the RBC Avion Visa Infinite wins
- First-year value: scores 7.5/10 on this component
- Flexibility: scores 7.5/10 on this component
Read the full reviews: Scotiabank Passport Visa Infinite + and RBC Avion Visa Infinite, or see how both rank in Best Travel Credit Cards in Canada.
What the points are worth in dollars: Scene+ Points Value and RBC Avion Points Value. Each has a calculator for your balance.