Head to head · Reviewed 2026-07-06 · By The Points Standard editorial team
Scotiabank Passport Visa Infinite vs RBC Avion Visa Infinite
Two cards, one Standard Score rubric. The RBC Avion Visa Infinite scores higher overall at 7.2/10 — but the right pick depends on which components match your spending.
| Scotiabank Passport Visa Infinite | RBC Avion Visa Infinite | |
|---|---|---|
| Standard Score | 7.2/10 · Strong | 7.2/10 · Strong |
| Annual fee | $150 (Waived first year (current offer)) | $120 |
| Welcome bonus | Up to 60,000 Scene+ points (40,000 on $2K/3 mo + 10,000 on $10K/6 mo + 10,000 annual on $40K), plus first-year fee waived — offer ends August 3, 2026 | Up to 70,000 Avion points (35,000 on approval, 20,000 with spend, 15,000 at anniversary) |
| Est. bonus value | ≈ $600 | ≈ $1,120 |
| First-year net value | ≈ $850 | ≈ $1,000 |
| Earn rates |
|
|
| Points currency | Scene+ | RBC Avion |
| No FX fees | Yes | No |
| Lounge access | Yes | No |
Where the Scotiabank Passport Visa Infinite wins
- Ongoing value — scores 7.0/10 on this component
- Perk usability — scores 8.5/10 on this component
- Low friction — scores 9.0/10 on this component
- Strategic fit — scores 8.0/10 on this component
Where the RBC Avion Visa Infinite wins
- First-year value — scores 7.5/10 on this component
- Flexibility — scores 7.5/10 on this component
The verdict
Both are $120-$150 travel cards for people who don't want to overthink redemptions, but they solve different problems. The Passport eliminates the 2.5% foreign transaction fee and throws in six lounge visits; Avion has no lounge access but its chart and Avios/WestJet transfers can beat the Passport's flat 1¢ ceiling on the right flight. Cross-border spenders and lounge users take the Passport; anyone chasing higher per-point value on short-haul flights takes the Avion.
Read the full reviews: Scotiabank Passport Visa Infinite and RBC Avion Visa Infinite, or see how both rank in Best Credit Cards in Canada.