Head to head · Reviewed 2026-10-04 by The Points Standard

TD Aeroplan Visa Infinite vs Amex Aeroplan Card

Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite scores higher overall at 6.9/10, but the right pick depends on which components match your spending.

Independent.Methods and assumptions are published; compensation never sets the order.·Last reviewed 2026-10-04·Full disclosure

The verdict

Strong

The two entry Aeroplan cards at nearly the same fee, split by network. Both carry the free first checked bag and preferred redemption pricing; the Amex earns a little faster on dining while the TD's Visa works everywhere your groceries are. If your stores take Amex, chase whichever has the bigger bonus this quarter; otherwise the TD is the safer default.

See offer · current TD Aeroplan Visa Infinite offer, direct from the issuer

Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.

Side-by-side comparison
TD Aeroplan Visa InfiniteAmex Aeroplan Card
Standard Score6.9/10 · Strong6.5/10 · Strong
Annual fee$139 (Rebated in the first year (current offer))$120
Welcome bonusUp to 50,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 25,000 anniversary on $12K/12 mo), plus a first-year fee rebateUp to 45,000 Aeroplan points (35,000 on $7.5K/6 mo + 10,000 on $1K in month 13)
Est. bonus value≈ $950≈ $855
First-year net value≈ $515≈ $545
Earn rates
  • 1.5x: Gas, groceries, and Air Canada purchases
  • 1x: Everything else
  • 2x: Air Canada and Air Canada Vacations
  • 1.5x: Dining and food delivery
  • 1x: Everything else
Points currencyAeroplanAeroplan
No FX feesNoNo
Lounge accessNoNo

Where the TD Aeroplan Visa Infinite wins

  • Perk usability: scores 8.5/10 on this component
  • Low friction: scores 8.5/10 on this component
  • Strategic fit: scores 7.5/10 on this component

Where the Amex Aeroplan Card wins

No component wins: its rival scores at least as well on every Standard Score component.

Read the full reviews: TD Aeroplan Visa Infinite and Amex Aeroplan Card, or see how both rank in Best Aeroplan Credit Cards.

What the points are worth in dollars: Aeroplan Points Value. Each has a calculator for your balance.