TD Aeroplan Visa Infinite vs Amex Aeroplan Card
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite scores higher overall at 6.9/10 — but the right pick depends on which components match your spending.
The verdict
StrongThe two entry Aeroplan cards at nearly the same fee, split by network. Both carry the free first checked bag and preferred redemption pricing; the Amex earns a little faster on dining while the TD's Visa works everywhere your groceries are. If your stores take Amex, chase whichever has the bigger bonus this quarter — otherwise the TD is the safer default.
See offer · current TD Aeroplan Visa Infinite offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| TD Aeroplan Visa Infinite | Amex Aeroplan Card | |
|---|---|---|
| Standard Score | 6.9/10 · Strong | 6.5/10 · Strong |
| Annual fee | $139 (Rebated in the first year (current offer)) | $120 |
| Welcome bonus | Up to 40,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 15,000 anniversary on $12K/12 mo), plus a first-year fee rebate | Up to 45,000 Aeroplan points (35,000 on $7.5K/6 mo + 10,000 on $1K in month 13) |
| Est. bonus value | ≈ $760 | ≈ $855 |
| First-year net value | ≈ $515 | ≈ $545 |
| Earn rates |
|
|
| Points currency | Aeroplan | Aeroplan |
| No FX fees | No | No |
| Lounge access | No | No |
Where the TD Aeroplan Visa Infinite wins
- Perk usability — scores 8.5/10 on this component
- Low friction — scores 8.5/10 on this component
- Strategic fit — scores 7.5/10 on this component
Where the Amex Aeroplan Card wins
No component wins — its rival scores at least as well on every Standard Score component.
Read the full reviews: TD Aeroplan Visa Infinite and Amex Aeroplan Card, or see how both rank in Best Aeroplan Credit Cards.