TD Aeroplan Visa Infinite vs CIBC Aeroplan Visa Card
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite scores higher overall at 6.9/10, but the right pick depends on which components match your spending.
The verdict
StrongSame Aeroplan points, very different cards. The TD Aeroplan Visa Infinite charges $139 but includes a free checked bag and a much richer welcome bonus; the CIBC Aeroplan Visa is fee-free but earns slower and skips the bag perk entirely. Anyone who checks a bag on Air Canada even once a year clears the TD's fee immediately; the CIBC card is only the right call if you want Aeroplan earning with zero commitment.
See offer · current TD Aeroplan Visa Infinite offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| TD Aeroplan Visa Infinite | CIBC Aeroplan Visa Card | |
|---|---|---|
| Standard Score | 6.9/10 · Strong | 4.8/10 · Pass |
| Annual fee | $139 (Rebated in the first year (current offer)) | None |
| Welcome bonus | Up to 50,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 25,000 anniversary on $12K/12 mo), plus a first-year fee rebate | Up to 10,000 Aeroplan points (2,500 on first purchase + 2,500 on $1,500 spend in the first 4 statement periods + 5,000 anniversary bonus on $10,000/12 months); up to $200 in value |
| Est. bonus value | ≈ $950 | ≈ $190 |
| First-year net value | ≈ $515 | ≈ $155 |
| Earn rates |
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|
| Points currency | Aeroplan | Aeroplan |
| No FX fees | No | No |
| Lounge access | No | No |
Where the TD Aeroplan Visa Infinite wins
- First-year value: scores 6.5/10 on this component
- Ongoing value: scores 6.0/10 on this component
- Perk usability: scores 8.5/10 on this component
- Low friction: scores 8.5/10 on this component
- Strategic fit: scores 7.5/10 on this component
Where the CIBC Aeroplan Visa Card wins
No component wins: its rival scores at least as well on every Standard Score component.
Read the full reviews: TD Aeroplan Visa Infinite and CIBC Aeroplan Visa Card, or see how both rank in Best Aeroplan Credit Cards.
What the points are worth in dollars: Aeroplan Points Value. Each has a calculator for your balance.