Head to head · Reviewed 2026-07-06 · By The Points Standard editorial team
TD Aeroplan Visa Infinite vs CIBC Aeroplan Visa Card
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite scores higher overall at 7.4/10 — but the right pick depends on which components match your spending.
| TD Aeroplan Visa Infinite | CIBC Aeroplan Visa Card | |
|---|---|---|
| Standard Score | 7.4/10 · Strong | 4.8/10 · Pass |
| Annual fee | $139 (Rebated in the first year (current offer)) | None |
| Welcome bonus | Up to 40,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 15,000 anniversary on $12K/12 mo), plus a first-year fee rebate | Up to 10,000 Aeroplan points (2,500 on first purchase + 2,500 on $1,500 spend in the first 4 statement periods + 5,000 anniversary bonus on $10,000/12 months) — up to $210 in value |
| Est. bonus value | ≈ $840 | ≈ $210 |
| First-year net value | ≈ $880 | ≈ $270 |
| Earn rates |
|
|
| Points currency | Aeroplan | Aeroplan |
| No FX fees | No | No |
| Lounge access | No | No |
Where the TD Aeroplan Visa Infinite wins
- First-year value — scores 8.0/10 on this component
- Ongoing value — scores 6.0/10 on this component
- Perk usability — scores 8.5/10 on this component
- Low friction — scores 8.5/10 on this component
- Strategic fit — scores 7.5/10 on this component
Where the CIBC Aeroplan Visa Card wins
No component wins — its rival scores at least as well on every Standard Score component.
The verdict
Same Aeroplan points, very different cards. The TD Aeroplan Visa Infinite charges $139 but includes a free checked bag and a much richer welcome bonus; the CIBC Aeroplan Visa is fee-free but earns slower and skips the bag perk entirely. Anyone who checks a bag on Air Canada even once a year clears the TD's fee immediately — the CIBC card is only the right call if you want Aeroplan earning with zero commitment.
Read the full reviews: TD Aeroplan Visa Infinite and CIBC Aeroplan Visa Card, or see how both rank in Best Aeroplan Credit Cards.