TD Aeroplan Visa Platinum Card vs TD Aeroplan Visa Infinite
Two cards, one Standard Score rubric. The TD Aeroplan Visa Infinite scores higher overall at 7.2/10 — but the right pick depends on which components match your spending.
The verdict
StrongThe Visa Infinite is the stronger card by a wide margin — up to 40,000 Aeroplan points versus 20,000, 1.5x on gas, groceries, and Air Canada versus 1x, and a free checked bag that alone can clear its $139 fee (rebated the first year). The Platinum's pitch is only its lower ongoing fee ($89) once the rebates lapse. Unless you barely fly Air Canada, start on the Infinite; the Platinum suits occasional flyers who want to keep year-two costs down.
See offer · current TD Aeroplan Visa Infinite offer, direct from the issuer
Rewards math assumes you pay your balance in full every month — interest charges quickly exceed any rewards value.
| TD Aeroplan Visa Platinum Card | TD Aeroplan Visa Infinite | |
|---|---|---|
| Standard Score | 5.5/10 · Situational | 7.2/10 · Strong |
| Annual fee | $89 (Waived first year (current offer). Corrected from a prior 'TD Aeroplan Visa Card' entry — TD's actual no-frills entry tier is the Visa Platinum at $89/year, not a separate $39 no-name product.) | $139 (Rebated in the first year (current offer)) |
| Welcome bonus | Up to 20,000 Aeroplan points (10,000 on first purchase + 10,000 on $1,500/90 days), plus first-year fee rebate — up to $500 in value | Up to 40,000 Aeroplan points (10,000 on first purchase + 15,000 on $3K/90 days + 15,000 anniversary on $12K/12 mo), plus a first-year fee rebate |
| Est. bonus value | ≈ $380 | ≈ $760 |
| First-year net value | ≈ $420 | ≈ $800 |
| Earn rates |
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| Points currency | Aeroplan | Aeroplan |
| No FX fees | No | No |
| Lounge access | No | No |
Where the TD Aeroplan Visa Platinum Card wins
No component wins — its rival scores at least as well on every Standard Score component.
Where the TD Aeroplan Visa Infinite wins
- First-year value — scores 7.5/10 on this component
- Ongoing value — scores 6.0/10 on this component
- Perk usability — scores 8.5/10 on this component
- Low friction — scores 8.5/10 on this component
- Strategic fit — scores 7.5/10 on this component
Read the full reviews: TD Aeroplan Visa Platinum Card and TD Aeroplan Visa Infinite, or see how both rank in Best Aeroplan Credit Cards.