CIBC Aeroplan Visa Infinite Privilege
The Visa answer to the Amex Aeroplan Reserve: unlimited Maple Leaf Lounge access and the same status-credit engine, on a card accepted everywhere. Compelling for CIBC clients who fly Air Canada often, but the income gate and $25,000 spend for the full bonus keep it a narrow-audience card.
- Annual fee
- $599
- Welcome bonus value
- ≈ $1,900 Up to 100,000 Aeroplan points (10,000 on $1K/2 mo + 40,000 on $5K/4 mo + 50,000 anniversary on $25K/12 mo)
- First-year net value
- ≈ $1,301
Direct issuer link — details verified 2026-07-12
Standard Score breakdown
StrongSix weighted components, each rated 0–10. “Contributes” is the rating × weight — add all six and you get the 7.05/10 Standard Score above.
See how the Standard Score works or re-weight it to your priorities.
Earn rates
| Air Canada | 2x |
| Gas, EV charging, groceries, dining, food delivery, travel | 1.5x |
| Everything else | 1.25x |
Included insurance
Emergency medical (up to $5M, first 22 days) · Trip cancellation/interruption · Flight delay · Lost/delayed baggage · Rental car collision
Why it earns its score
- Unlimited Maple Leaf Lounge and Air Canada Café access with one guest, plus six Visa Airport Companion lounge visits a year
- Free first checked bag on Air Canada for the cardholder, authorized users, and up to eight companions, plus priority check-in, boarding, and baggage
- Earns 1,000 Aeroplan Status Qualifying Credits per $5,000 spent (to 25,000 a year), an annual Worldwide Companion Pass on $25,000 spend, and a NEXUS fee rebate
Where it loses points
- $599 fee and a $150,000 personal / $200,000 household income requirement gate out most applicants
- Half the welcome bonus (50,000 points) needs $25,000 of first-year spend to unlock
- Aeroplan is the only redemption currency — no transfer flexibility beyond Air Canada's program
Who it’s for
High-income Air Canada loyalists who want unlimited Maple Leaf Lounge access on a widely accepted Visa and will clear the spend thresholds.
Who should skip it
You don't clear the $150K/$200K income bar or won't spend $25,000 a year — the standard CIBC Aeroplan Visa Infinite covers the checked-bag basics for a fraction of the fee.
The bottom line
Standard Score 7.0/10 — Strong. We estimate ≈ $1,301 in first-year net value after the $599 fee.
Direct issuer link — no commission shapes this review
Welcome-offer history
We’ve tracked this card’s welcome offer since Jul 12, 2026 and log every change, so you can judge whether today’s offer is genuinely strong or just loudly advertised.
| Offer | Est. value | Recorded | Status |
|---|---|---|---|
| Up to 100,000 Aeroplan points (10,000 on $1K/2 mo + 40,000 on $5K/4 mo + 50,000 anniversary on $25K/12 mo) | ≈ $1,900 | Jul 12, 2026 | Current |
Source: issuer card page · Last reviewed 2026-07-12. Details change often — confirm current terms with the issuer before applying.
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