Free tool · 98 cards in the database

Compare any cards, side by side.

Search or filter the database, pick 2 or 3 cards, and see the full Standard Score breakdown, fees, welcome bonuses, earn rates, benefits, and net value lined up next to each other.

Independent.Ranked by the Standard Score, never by compensation.·Full disclosure

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98 cards match your filters.

Cards available to compare
CardStandard ScoreAnnual feeFirst-year net value
Amex Cobalt Card
American Express
7.7/10$191.88$699
Amex Platinum Card (Canada)
American Express
7.6/10$799$1,130
Amex Gold Rewards Card
American Express
7.5/10$250$1,040
BMO CashBack World Elite Mastercard
BMO
7.4/10$139$740
TD Aeroplan Visa Infinite Privilege
TD
7.4/10$599$1,016
CIBC Dividend Visa Infinite
CIBC
7.3/10$120$590
Scotiabank Passport Visa Infinite
Scotiabank
7.3/10$150$700
Amex Marriott Bonvoy Card
American Express
7.2/10$120$474
Amex SimplyCash Preferred
American Express
7.2/10$119.88$480
RBC Avion Visa Infinite
RBC
7.2/10$120$840
Scotiabank Gold American Express
Scotiabank
7.2/10$120$620
Amex Business Platinum Card
American Express
7.1/10$799$1,077
TD Cash Back Visa Infinite
TD
7.1/10$139$500
CIBC Aeroplan Visa Infinite
CIBC
7.0/10$139$615
Scotia Momentum Visa Infinite
Scotiabank
7.0/10$120$480
Amex Aeroplan Reserve Card
American Express
6.9/10$599$719
TD Aeroplan Visa Infinite
TD
6.9/10$139$515
Amex Aeroplan Business Reserve Card
American Express
6.8/10$599$636
Amex Business Gold Rewards Card
American Express
6.8/10$199$1,701
CIBC Aeroplan Visa Infinite Privilege
CIBC
6.8/10$599$945
RBC Avion Visa Infinite Privilege
RBC
6.8/10$399$481
WestJet RBC World Elite Mastercard
RBC
6.8/10$139$460
MBNA Rewards World Elite Mastercard
MBNA
6.7/10$120$400
RBC Visa Business Platinum Avion
RBC
6.7/10$120$660
Rogers Red World Elite Mastercard
Rogers Bank
6.7/10None$285
Wealthsimple Visa Infinite+ Card
Wealthsimple
6.7/10$240$360
RBC British Airways Visa Infinite
RBC
6.6/10$165$875
Wealthsimple Visa Infinite Privilege Card
Wealthsimple
6.6/10$240$360
Amex Aeroplan Card
American Express
6.5/10$120$545
CIBC Aventura Visa Infinite
CIBC
6.5/10$139$478
Scotiabank Passport Visa Infinite Privilege
Scotiabank
6.5/10$599$550
Scotiabank Platinum American Express
Scotiabank
6.5/10$399$400
BMO Ascend World Elite Mastercard
BMO
6.4/10$150$720
BMO Eclipse Visa Infinite
BMO
6.4/10$120$590
Simplii Financial Cash Back Visa Card
Simplii Financial
6.4/10None$340
BMO VIPorter World Elite Mastercard
BMO
6.3/10$199$700
Tangerine Money-Back Credit Card
Tangerine
6.3/10None$340
Cathay World Elite Mastercard
Neo Financial
6.2/10$180$810
Desjardins Odyssey Visa Infinite Privilege
Desjardins
6.2/10$395$450
Amex Marriott Bonvoy Business Card
American Express
6.1/10$150$570
BMO Blue Rewards World Elite Mastercard
BMO
6.1/10$150$700
National Bank World Elite Mastercard
National Bank
6.1/10$150$150
TD Business Travel Visa Card
TD
6.1/10$149$1,039
CIBC Aventura Visa Infinite Privilege
CIBC
6.0/10$499$517
TD First Class Travel Visa Infinite
TD
6.0/10$139$730
Tangerine Rewards World Elite Mastercard
Tangerine
5.9/10$120$380
BMO CashBack Mastercard
BMO
5.8/10None$140
PC Financial World Elite Mastercard
PC Financial
5.8/10None$90
RBC ION+ Visa
RBC
5.8/10$48$396
BMO CashBack Mastercard for Students
BMO
5.7/10None$150
RBC Cash Back Preferred World Elite Mastercard
RBC
5.7/10$99$300
Amazon.ca Rewards Mastercard
MBNA
5.6/10None$300
American Express SimplyCash Card
American Express
5.6/10None$180
TD Platinum Travel Visa Card
TD
5.6/10$89$330
Home Trust Preferred Visa
Home Trust
5.5/10None$180
National Bank Platinum Mastercard
National Bank
5.5/10$70$390
RBC ION Visa
RBC
5.5/10None$260
Rogers Red Mastercard
Rogers Bank
5.5/10None$150
TD Aeroplan Visa Platinum Card
TD
5.5/10$89$420
Triangle World Elite Mastercard
Canadian Tire
5.5/10None$250
CIBC Costco Mastercard
CIBC
5.4/10None$160
CIBC Dividend Visa Card
CIBC
5.4/10None$120
Neo World Elite Mastercard
Neo Financial
5.4/10$149$220
Scotiabank Scene+ Visa Card
Scotiabank
5.4/10None$130
Desjardins Odyssey World Elite Mastercard
Desjardins
5.3/10$130$260
Scotia Momentum Visa Card
Scotiabank
5.3/10$49$250
Scotiabank Scene+ Visa Card for Students
Scotiabank
5.3/10None$105
American Express Green Card
American Express
5.2/10None$260
Brim World Elite Mastercard
Brim Financial
5.2/10$89$150
Neo World Mastercard
Neo Financial
5.2/10None$140
Scotiabank American Express Card
Scotiabank
5.2/10None$180
PC Insiders World Elite Mastercard
PC Financial
5.0/10$120$150
TD Rewards Visa Card
TD
5.0/10None$200
RBC Cash Back Mastercard
RBC
4.9/10None$150
Rogers Red World Legend Mastercard
Rogers Bank
4.9/10$495$5
CIBC Aeroplan Visa Card
CIBC
4.8/10None$155
MBNA Rewards Platinum Plus Mastercard
MBNA
4.8/10None$120
Triangle Mastercard
Canadian Tire
4.8/10None$150
CIBC Aventura Visa Card
CIBC
4.7/10None$190
Desjardins Odyssey Gold Visa
Desjardins
4.7/10$110$70
MBNA Smart Cash Platinum Plus Mastercard
MBNA
4.7/10None$160
National Bank ECHO Cashback Mastercard
National Bank
4.5/10$30$80
National Bank mycredit Mastercard
National Bank
4.5/10None$70
Scotia Momentum Mastercard
Scotiabank
4.3/10None$90
Secured Neo Mastercard
Neo Financial
4.0/10None$0
Walmart Rewards Mastercard
Walmart Rewards
4.0/10None$80
Walmart Rewards World Mastercard
Walmart Rewards
3.9/10None$85
Desjardins Flexi Visa
Desjardins
3.5/10None$0
MBNA True Line Gold Mastercard
MBNA
3.5/10$39-$39
MBNA True Line Mastercard
MBNA
3.5/10None$0
Capital One Guaranteed Secured Mastercard
Capital One
3.4/10None$0
National Bank Syncro Mastercard
National Bank
3.4/10$35$70
National Bank Allure Mastercard
National Bank
3.3/10None$50
BMO Preferred Rate Mastercard
BMO
3.2/10$29$0
Home Trust Secured Visa
Home Trust
3.2/10None$0
CIBC Select Visa
CIBC
3.1/10$29$0
Scotiabank Value Visa
Scotiabank
3.1/10$29$0
National Bank MC1 Mastercard
National Bank
2.4/10None$20

Select 2 or 3 cards above to see a side-by-side breakdown.

How to use this

Filter by issuer or category, then check the box next to up to three cards to build your own comparison. Prefer a ready-made matchup with an editorial verdict? Browse our curated card vs card comparisons, or see any single card’s full writeup in the card reviews.

Frequently asked questions

How is this different from the curated Card vs Card comparisons?

Our curated comparisons pick the matchups people search for most and add an editorial verdict. This explorer lets you build your own comparison from any cards in the database — including three at once — using the exact same Standard Score data.

How is net value calculated here?

The same convention as our card value calculator: first-year net value is the welcome tranches issued before the first anniversary plus estimated year-one earn, minus the annual fee, assuming a $24,000/year baseline spend. Anniversary, renewal, and month-13-or-later tranches are excluded. Ongoing net value strips out the one-time bonus. For spend-adjusted numbers, use the card value calculator directly.

Card terms, fees, and bonuses change frequently — always confirm current offers on the issuer’s site before applying. See our methodology for how we score and value cards.